9312 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 9312 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,170 sqft · built 1989
Lot Size	0.224 acres (9,779 sqft)
Owner	2 Individual Names on File
Last Sale	$887,000 (Mar 2023)
Tax Bill	$11,802 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`394-430-15-00`

Property Details

APN / Parcel Number

Primary APN	`394-430-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,170 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,779 sqft (0.224 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9312 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 3 TR PM15209
Legal Subdivision	PARCEL MAP NO 15209
Legal Tract	15209
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16807

Owner

9312 Los Coches Rd is owned by two individuals who bought it in March 2023.

Source: San Diego County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6363 DWANE AVE, SAN DIEGO, CA 92120-3835
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Mar 24, 2023	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 11, 2019	Grant Deed, Transfer · Conventional Mortgage NEWFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	202376450
Prior Transfer Date	Mar 16, 2023
Prior Transfer Doc	0000076449
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2023
Property Address	9312 LOS COCHES RD, LAKESIDE, CA 92040-4610
Document Number	0000076449
Instrument Date	Mar 16, 2023
Instrument	2023-0076449
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6363 DWANE AVE, SAN DIEGO, CA 92120-3835

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2023
Property Address	9312 LOS COCHES RD, LAKESIDE, CA 92040-4610
Document Number	0000076450
Instrument Date	Mar 13, 2023
Instrument	2023-0076450
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6363 DWANE AVE, SAN DIEGO, CA 92120-3835

Mortgage

Document Number	0000076451
Date	Mar 24, 2023
Instrument	2023-0076451

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9312 LOS COCHES RD, LAKESIDE, CA 92040-4610
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9312 LOS COCHES RD, LAKESIDE, CA 92040-4610

Mortgage

Document Number	0000319459
Date	Apr 26, 2021
Instrument	2021-0319459

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2019
Property Address	9312 LOS COCHES RD, LAKESIDE, CA 92040-4610
Document Number	0000394990
Instrument Date	Aug 16, 2019
Instrument	394990
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9312 LOS COCHES RD LAKESIDE CA 920404610, LAKESIDE, CA 92040-4610

Mortgage

Document Number	394991
Date	Sep 11, 2019
Instrument	394991

Lender

Name	NEWFI LNDG
Address	LAKESIDE, CA 92040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9312 Los Coches Rd was $11,802.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,288 (+2%) Land $256,291 Building $684,997
2025	$11,802.00	$922,832 Land $251,266 Building $671,566
2023	$7,675.00 (+1.84%)	$593,912 Land $161,709 Building $432,203
2022	$7,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9312 Los Coches Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9312 Los Coches Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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