St. Louis County property record for 927 W 4th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 768 sqft · built 1952 |
| Lot Size | 0.16 acres (6,968 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,000 (Feb 2022) |
| Tax Bill | $2,998 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1270-02930 |
| Primary APN | 010-1270-02930 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Gross Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 692 sqft |
| Finished Basement | 692 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,968 sqft (0.16 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1129300 |
|---|---|
| Street Address | 927 W 4TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX N 10 FT FOR ALLEY SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 43 |
| Legal Lot Number | 157 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2000 |
Source: St. Louis County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6858 BEAR ISLAND RD, DULUTH, MN 55803-9447 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE |
| Feb 9, 2022 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Feb 2, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance NORTH SHORE BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Prior Sale | Aug 18, 2006 · Amount on Record |
| Deed Document Number | 20221436734 |
| Prior Transfer Date | Feb 1, 2022 |
| Prior Transfer Doc | 0001436734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 927 W 4TH ST, DULUTH, MN 55806-2247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001480414 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 1480414 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 927 W 4TH ST, DULUTH, MN 55806-2247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001437155 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 1437155 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 2, 2022 |
| Property Address | 927 W 4TH ST, DULUTH, MN 55806-2247 |
| Document Number | 0001436734 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 1436734 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | NORTH SHORE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 E RIVERSIDE RD, ESKO, MN 55733-9640 |
| Document Number | 0001436693 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 1436693 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 1, 2027 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,998.00 (+9.5%) | ||
| 2025 | $2,738.00 (+5.71%) | $224,700 (+13.14%) Land $55,400 Building $169,300 | $224,700 (+13.14%) Land $55,400 Building $169,300 |
| 2024 | $2,590.00 | $198,600 (+17.38%) Land $53,700 Building $144,900 | $198,600 (+17.38%) Land $53,700 Building $144,900 |
| 2022 | $169,200 Land $48,700 Building $120,500 | $169,200 Land $48,700 Building $120,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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