1009 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 1009 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1882
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$63,700 (Feb 2017)
Tax Bill	$3,000 (2026)
Deeds & Mortgages	Feb 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1270-02650`

Property Details

APN / Parcel Number

Primary APN	`010-1270-02650`
Alternative APN	`847906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,412 sqft Gross Area
1st Floor Area	724 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	10,542 sqft (0.242 acres)
Garage Area	456 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	138 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	847906
Street Address	1009 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 AND E 1/2 OF LOT 165 EX N 10 FTFOR ALLEY SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIVISION
Legal Block	42
Legal Lot Number	163,165
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1009
Census Tract	2000

Owner

1009 W 4th St is owned and occupied by an individual who bought it in February 2017.

Source: St. Louis County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1009 W 4TH ST, DULUTH, MN 55806-2249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	May 17, 2007 · Amount on File
Deed Document Number	20171304882
Prior Transfer Date	Jul 17, 2001
Prior Transfer Doc	0000826107
Record Updated	Oct 29, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 28, 2017
Property Address	1009 W 4TH ST, DULUTH, MN 55806-2249
Document Number	00A1304882
Instrument Date	Feb 24, 2017
Instrument	A1304882
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.21
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1009 W 4TH ST DULUTH MN 558062249, DULUTH, MN 55806-2249

Mortgage

Document Number	A1304883
Date	Feb 28, 2017
Instrument	A1304883

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 27, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1009 W 4th St was $3,000 with a homeowner's exemption, up 10.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,000.00 (+10.38%) Homeowner's exemption
2025	$2,718.00 (+2.33%) Homeowner's exemption	$249,300 (+12.81%) Land $67,000 Building $182,300	$249,300 (+12.81%) Land $67,000 Building $182,300
2024	$2,656.00	$221,000 Land $64,900 Building $156,100	$221,000 Land $64,900 Building $156,100
2022		$189,600 Land $58,900 Building $130,700	$189,600 Land $58,900 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1009 W 4th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1009 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20