1015 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 1015 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 2.25 ba · 1,734 sqft · built 1911
Lot Size	0.161 acres (7,032 sqft)
Owner	Individual Name on Record
Tax Bill	$3,604 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1270-02680`

Property Details

APN / Parcel Number

Primary APN	`010-1270-02680`
Alternative APN	`11115`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,734 sqft Gross Area
1st Floor Area	834 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,032 sqft (0.161 acres)
Garage Area	168 sqft

Exterior Amenities

Porch	Slab
Porch Area	354 sqft
Deck Area	96 sqft
Storage Building	304 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11115
Street Address	1015 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2249
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	EX N 10 FT FOR ALLEY SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	42
Legal Lot Number	167
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1009
Census Tract	2000

Owner

Source: St. Louis County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 W 4TH ST, DULUTH, MN 55806-2249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1015 W 4TH ST, DULUTH, MN 55806-2249
Document Number	00A1338773
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ARROWHEAD TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1015 W 4TH ST DULUTH MN 558062249, DULUTH, MN 55806-2249

Mortgage

Document Number	00A1338773
Date	Aug 17, 2018
Instrument	A1338773

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 16, 2023

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,604.00 (+14.12%) Homeowner's exemption
2025	$3,158.00 (-9.2%) Homeowner's exemption	$298,700 (+24.1%) Land $31,800 Building $266,900	$298,700 (+24.1%) Land $31,800 Building $266,900
2024	$3,478.00	$240,700 (+3.57%) Land $30,500 Building $210,200	$240,700 (+3.57%) Land $30,500 Building $210,200
2022		$232,400 Land $29,400 Building $203,000	$232,400 Land $29,400 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20