916 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 916 W 4th St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,078 sqft · built 1900
Lot Size0.161 acres (7,021 sqft)
OwnerIndividual Name on File
Tax Bill$2,418 (2026)
Deeds & MortgagesSep 2017 Line of Credit
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN010-1270-02050

Property Details

APN / Parcel Number

Primary APN010-1270-02050
Alternative APN
  • 1035261

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,078 sqft Gross Area
1st Floor Area616 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,021 sqft (0.161 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area80 sqft
Deck Area120 sqft
Storage Building160 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1035261
Street Address916 W 4TH ST
CityDULUTH
StateMN
Zip55806-2248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEX S 10 FT FOR ALLEY SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIV
Legal Block37
Legal Lot Number152
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1011
Census Tract2000

Owner

916 W 4th St is owned and occupied by an individual.

Source: St. Louis County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address916 W 4TH ST, DULUTH, MN 55806-2248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2017Deed of Trust, Mortgage · Line of Credit
HARBOR PT CU
Aug 2, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address916 W 4TH ST, DULUTH, MN 55806-2248
Document Number00A1319044
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 W 4TH ST DULUTH MN 558062248, DULUTH, MN 55806-2248

Mortgage

Document Number00A1319044
DateOct 2, 2017
InstrumentA1319044
Lender
NameHARBOR PT CU
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 1, 2027
Interest
Rate TypeAdjustable Rate

August 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateAug 2, 2017
Property Address916 W 4TH ST, DULUTH, MN 55806-2248
Document Number00A1314540
Instrument DateAug 1, 2017
InstrumentA1314540
Transaction TypeTransfer
Record UpdatedAug 15, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 W 4TH ST DULUTH MN 558062248, DULUTH, MN 55806-2248

Tax Assessment & Valuation

The 2026 property tax bill for 916 W 4th St was $2,418, up 8.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,418.00 (+8.82%)
2025$2,222.00 (+21.16%)$180,500 (+12.25%) Land $55,800 Building $124,700$180,500 (+12.25%) Land $55,800 Building $124,700
2024$1,834.00$160,800 Land $54,100 Building $106,700$160,800 Land $54,100 Building $106,700
2022$135,600 Land $49,000 Building $86,600$135,600 Land $49,000 Building $86,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 916 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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