927 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 927 State St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`050-114-002-008-00`

Property Details

APN / Parcel Number

Primary APN	`050-114-002-008-00`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	927 STATE ST
City	OWOSSO
State	MI
Zip	48867-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 10 11 BLK 2 CITY ASSESSORS PLAT 4
Legal Subdivision	ASSESSORS 4 -CITY OF OWOSSO
Legal Block	2
Legal Lot Number	9-11
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2007
Census Tract	30700

Owner

Source: Shiawassee County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	927 STATE ST, OWOSSO, MI 48867-4248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 16, 2019
Property Address	927 STATE ST, OWOSSO, MI 48867-4248
Document Number	0012640085
Book / Page	001264 / 000085
Instrument Date	Dec 13, 2019
Instrument	3327714
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$895.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9172 SOBER RD FOWLERVILLE MI 488369402, FOWLERVILLE, MI 48836-9402

Mortgage

Document Number	12640086
Date	Dec 16, 2019
Book Page	001264/000086
Instrument	3327715

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,400 (+9.46%)	$152,800 (+9.46%)
2025	$2,291.00 (+4.9%) Homeowner's exemption	$69,800 (+20.76%)	$139,600 (+20.76%)
2023	$2,184.00 Homeowner's exemption	$57,800	$115,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	15 (1981–2009)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20