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905 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 905 State St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Apr 2022)
Tax Bill$2,458 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN050-114-002-005-00

Property Details

APN / Parcel Number

Primary APN050-114-002-005-00

Exterior

Lot Area16,988 sqft (0.39 acres)

Location & Zoning

Street Address905 STATE ST
CityOWOSSO
StateMI
Zip48867-4248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 & 6 BLK 2 CITY ASSESSORS PLAT 4 (EX S 3' LOT 6)
Legal SubdivisionASSESSORS 4 -CITY OF OWOSSO
Legal Block2
Legal Lot Number5-6
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2007
Census Tract30700

Owner

Source: Shiawassee County records · APN 050-114-002-005-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address905 STATE ST, OWOSSO, MI 48867-4248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Deed Document Number20223359729
Deed Book / Page1295 / 814
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 22, 2022
Property Address905 STATE ST, OWOSSO, MI 48867-4248
Document Number0012950814
Book / Page1295 / 814
Map ReferenceLB 1 PG 39
Instrument DateApr 18, 2022
Instrument3359729
Transaction TypeTransfer
Record UpdatedMay 05, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$787.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address905 STATE ST, 905, OWOSSO, MI 48867-4248

Transferred To (Grantee/Buyer)

NameVerified Name
Address5765 W WILKINSON RD, OWOSSO, MI 48867-8112

Mortgage

Document Number0003359730
DateApr 22, 2022
Instrument3359730
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$70,700 (+8.77%)$141,400 (+8.77%)
2025$2,458.00 (+4.86%) Homeowner's exemption$65,000 (+21.04%)$130,000 (+21.04%)
2023$2,344.00 Homeowner's exemption$53,700$107,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009, rainfall accumulation
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 379 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
DayStarrFiber2,500 / 2,500
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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