Shiawassee County property record for 914 State St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Mar 2024) |
| Tax Bill | $2,169 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 050-114-001-014-00 |
| Primary APN | 050-114-001-014-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 914 STATE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 1 CITY ASSESSORS PLAT 4 |
| Legal Subdivision | ASSESSORS 4 -CITY OF OWOSSO |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 914 STATE ST, OWOSSO, MI 48867-4249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Intrafamily Transfer, Transfer CROSSROADS TITLE |
| Mar 7, 2024 | Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE |
| Jul 17, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on Record |
| Deed Sale | Mar 7, 2024 · Amount on Record |
| Prior Sale | Jul 17, 2023 · Amount on Record |
| Deed Document Number | 20243379152 |
| Deed Book / Page | 1314 / 904 |
| Prior Transfer Date | Feb 29, 2024 |
| Prior Transfer Doc | 0013140903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 7, 2024 |
| Property Address | 914 STATE ST, OWOSSO, MI 48867-4249 |
| Document Number | 0013140903 |
| Book / Page | 1314 / 903 |
| Map Reference | LB 1 PG 39 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 3379151 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 914 STATE ST, OWOSSO, MI 48867-4249 |
| Name | Verified Name |
|---|---|
| Address | 914 STATE ST, OWOSSO, MI 48867-4249 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 7, 2024 |
| Property Address | 914 STATE ST, OWOSSO, MI 48867-4249 |
| Document Number | 0013140904 |
| Book / Page | 1314 / 904 |
| Map Reference | LB 1 PG 39 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 3379152 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 914 STATE ST, OWOSSO, MI 48867-4249 |
| Name | Verified Name |
|---|---|
| Address | 317 S ELM ST APT 501, 501, OWOSSO, MI 48867-2680 |
| Document Number | 0003379153 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 3379153 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Number | 0013140905 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 1314/905 |
| Instrument | 3379153 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 1537 E HIII RD #100 100, GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 17, 2023 |
| Property Address | 914 STATE ST, OWOSSO, MI 48867-4249 |
| Document Number | 0013080872 |
| Book / Page | 1308 / 872 |
| Map Reference | LB 1 PG 39 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 3373019 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 688 TYRRELL RD, BANCROFT, MI 48414-9741 |
| Name | Verified Name |
|---|---|
| Address | 223 WALNUT ST, CORUNNA, MI 48817-1059 |
| Document Number | 0013090033 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 1309/33 |
| Instrument | 3373181 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,100 (+9.36%) | $112,200 (+9.36%) | |
| 2025 | $2,169.00 (+54.6%) Homeowner's exemption | $51,300 (+20.99%) | $102,600 (+20.99%) |
| 2024 | $1,403.00 | ||
| 2023 | $1,403.00 Homeowner's exemption | $42,400 | $84,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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