926 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 926 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1891
Lot Size	0.101 acres (4,400 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Aug 2021)
Tax Bill	$932 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-26-327-011`

Property Details

APN / Parcel Number

Primary APN	`8913-26-327-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,107 sqft Living Area
1st Floor Area	432 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	80 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	926 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAVITTS ADDITION NE 55 FT LOT 18 BLK 4 NE 55 FT LOT 19 BLK 4 EXC SE 39 FT LOT 19 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITTS ADDITION
Legal Block	4
Legal Lot Number	18,19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2023
Census Tract	300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	205 COLUMBIA CIR, WATERLOO, IA 50701-3029
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage HILLS BANK AND TRUST CO
Apr 16, 2018	Deed of Trust, Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	2021202200003153
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	926 W 3RD ST, WATERLOO, IA 50701-2616
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 COLUMBIA CIR, WATERLOO, IA 50701-3029

Mortgage

Document Number	202400006586
Date	Nov 17, 2023
Instrument	202400006586

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Oct 27, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	926 W 3RD ST, WATERLOO, IA 50701-2616
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016718
Date	Apr 16, 2018
Instrument	201800016718

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (-17.6%)	$45,680 (+14.66%) Land $6,270 Building $39,410	$45,680 (+14.66%) Land $6,270 Building $39,410
2024	$1,131.00 (+57.08%)
2023		$39,840 (+21.65%) Land $6,270 Building $33,570	$39,840 (+21.65%) Land $6,270 Building $33,570
2022	$720.00	$32,750 Land $6,270 Building $26,480
2021			$32,750 Land $6,270 Building $26,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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