914 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 914 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,741 sqft · built 1898
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Feb 2024)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-26-327-008`

Property Details

APN / Parcel Number

Primary APN	`8913-26-327-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,741 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	914 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAVITTS ADDITION SW 60 FT LOTS 8 AND 9 BLK 4 SW 60 FT SE 30 FT LOT 10 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITTS ADDITION
Legal Block	4
Legal Lot Number	8-10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2023
Census Tract	300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	914 W 3RD ST, WATERLOO, IA 50701-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on Record
Deed Sale	Feb 8, 2024 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	20249837
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 11, 2021
Property Address	914 W 3RD ST, WATERLOO, IA 50701-2616
Document Number	202200003153
Instrument Date	Aug 6, 2021
Instrument	202200003153
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10011 FOX RD, JESUP, IA 50648-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	202200003242
Date	Aug 11, 2021
Instrument	202200003242

Lender

Name	FIRST BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (-8.76%)	$77,050 (+15.22%) Land $8,280 Building $68,770	$77,050 (+15.22%) Land $8,280 Building $68,770
2024	$1,723.00 (+41.46%)
2023		$66,870 (+20.51%) Land $8,280 Building $58,590	$66,870 (+20.51%) Land $8,280 Building $58,590
2022	$1,218.00	$55,490 Land $8,280 Building $47,210
2021			$55,490 Land $8,280 Building $47,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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