908 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 908 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,610 sqft · built 1891
Lot Size	0.058 acres (2,520 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Mar 2011)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-26-327-009`

Property Details

APN / Parcel Number

Primary APN	`8913-26-327-009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,520 sqft (0.058 acres)
Lot Dimensions	60 ft deep x 42 ft wide
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	908 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAVITTS ADDITION NE 42 FT SW 102 FT NW 20 LOT 8 BLK 4 NE 42 FT SW 102 FT SE 40 FT OF LOT 9 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITTS ADDITION
Legal Block	4
Legal Lot Number	8,9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2023
Census Tract	300

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3130 FINLEY RD, 510, DOWNERS GROVE, IL 60515-1100
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKIOWA
Jul 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage RANBIR SINGH SAINI IRREVOCABLE TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2011 · Amount on Record
Deed Sale	Mar 17, 2011 · Amount on Record
Deed Document Number	201117998
Prior Transfer Date	Mar 14, 2011
Prior Transfer Doc	0000017998
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	908 W 3RD ST, WATERLOO, IA 50701-2616
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200014596
Date	Jan 14, 2022
Instrument	202200014596

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	908 W 3RD ST, WATERLOO, IA 50701-2616
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000599
Date	Jul 9, 2021
Instrument	202200000599

Lender

Name	RANBIR SINGH SAINI IRREVOCABLE TRUST
Type	Private Party
Address	964 CHARLES PL, PERU, IL 61354

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+9.2%)	$61,680 (+16.11%) Land $3,910 Building $57,770	$61,680 (+16.11%) Land $3,910 Building $57,770
2024	$1,152.00 (+21.01%)
2023		$53,120 (+22.45%) Land $3,910 Building $49,210	$53,120 (+22.45%) Land $3,910 Building $49,210
2022	$952.00	$43,380 Land $3,910 Building $39,470
2021			$43,380 Land $3,910 Building $39,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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