1001 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1001 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Duplex
Details	2 bd · 2.5 ba · 1,344 sqft · built 1900
Lot Size	0.076 acres (3,300 sqft)
Owner	Company Name on File
Tax Bill	$818 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-26-329-001`

Property Details

APN / Parcel Number

Primary APN	`8913-26-329-001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Total Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	66 ft deep x 50 ft wide
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1001 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-2617
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WHITNEY AND SEDGWICKS ADDITION NE 50 FT LOT 3 BLK 1 EXC SE 10 FT
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEY AND SEDGWICKS ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	300

Owner

1001 W 3rd St, a duplex, is owned by a company.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	210 CORDUROY DR, CEDAR FALLS, IA 50613-8924
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage GREAT WESTERN BANK
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1001 W 3RD ST, WATERLOO, IA 50701-2617
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800020629
Date	Jun 14, 2018
Instrument	201800020629

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1001 W 3RD ST, WATERLOO, IA 50701-2617
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400007696
Date	Dec 13, 2023
Instrument	202400007696

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	131 TOWER PARK DR STE 100, WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2053

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1001 W 3rd St was $818, down 22.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$818.00 (-22.32%)	$40,120 Land $5,030 Building $35,090	$40,120 Land $5,030 Building $35,090
2024	$1,053.00
2023		$34,920 (+18.45%) Land $5,030 Building $29,890	$34,920 Land $5,030 Building $29,890
2022	$648.00	$29,480 Land $5,030 Building $24,450
2021			$29,480 Land $5,030 Building $24,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1001 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1001 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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