925 Schell Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 925 Schell Rd, Wilmington, OH 45177

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,168 sqft · built 2006
Lot Size	5.49 acres (239,406 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,600 (Apr 2005)
Tax Bill	$4,536 (2025)
Deeds & Mortgages	Sep 2005 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012433-4`

Property Details

APN / Parcel Number

Primary APN	`012433-4`
Alternative APNs	`030-02-05-27-0000-00` `0300188258`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	239,406 sqft (5.49 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	404 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Pole Barn	2,268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	012433-4
Street Address	925 SCHELL RD
City	WILMINGTON
State	OH
Zip	45177-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	MS 2280
Legal Subdivision	M GEORGE AND JUDITH ARLEDGE
Legal Block	26
Jurisdiction	CLINTON OH
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2106
Census Tract	964400

Owner

Source: Clinton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	925 SCHELL RD, WILMINGTON, OH 45177-9564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2005	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK
Jun 2, 2009	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE COMPANY
May 22, 2013	Deed of Trust, Mortgage LCNB NATIONAL BANK
Dec 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2005 · Amount on Record
Deed Sale	Apr 21, 2005 · Amount on Record
Prior Sale	Apr 21, 2005 · Amount on Record
Last Transfer Date	Oct 25, 2019
Transfer Doc	0000005476
Record Updated	Oct 29, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	925 SCHELL RD, WILMINGTON, OH 45177-9564
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	MIDWEST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000624/697
Date	Sep 14, 2005
Book Page	624/697
Instrument	2005-00081106

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	5.75%
Change Frequency	Annually
Index	LIBOR

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	925 SCHELL RD, WILMINGTON, OH 45177-9564
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000898
Date	Feb 17, 2021
Instrument	2021-00000898

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	925 SCHELL RD, WILMINGTON, OH 45177-9564
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000756/804
Date	Jun 2, 2009
Book Page	756/804
Instrument	2009-00002494

Lender

Name	FIFTH THIRD MORTGAGE COMPANY

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2039

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	925 SCHELL RD, WILMINGTON, OH 45177-9564
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000865/199
Date	May 22, 2013
Book Page	865/199
Instrument	2013-00002393

Lender

Name	LCNB NATIONAL BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON OH
Recording Date	Dec 16, 2019
Property Address	925 SCHELL RD, WILMINGTON, OH 45177-9564
Document Number	201900005476
Map Reference	VOL 22 PL 63
Instrument Date	Oct 25, 2019
Instrument	2019-00005476
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	925 SCHELL RD, WILMINGTON, OH 45177-9564

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Chester Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,536.00 (-9.52%) Homeowner's exemption	$143,920 (-) Land $27,720 Building $116,200	$411,200 (-) Land $79,200 Building $332,000
2024	$5,013.00 (+3%) Homeowner's exemption	$143,920 (-) Land $27,720 Building $116,200	$411,200 (-) Land $79,200 Building $332,000
2023	$4,867.00 (+13.64%) Homeowner's exemption	$143,920 (+26.85%) Land $27,720 Building $116,200	$411,200 (+26.85%) Land $79,200 Building $332,000
2022	$4,283.00 Homeowner's exemption	$113,460 Land $15,280 Building $98,180
2020			$324,170 Land $43,650 Building $280,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000

May also be available: Spectrum.

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