1046 Schell Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 1046 Schell Rd, Wilmington, OH 45177 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036995-8`

Property Details

APN / Parcel Number

Primary APN	`036995-8`
Alternative APN	`030-02-06-17-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	130,680 sqft (3 acres)
Terrain	High
Garage Type	Attached - Unfinished
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	036995-8
Street Address	1046 SCHELL RD
City	WILMINGTON
State	OH
Zip	45177-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS 2280 TR 2 SPL/FR 030-02-06-17-0000-00(6.048 AC)19 DUP
Legal Subdivision	MILITARY SURVEY # 2280
Legal Tract	2
Legal Block	239
Jurisdiction	CLINTON OH
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2073
Census Tract	964400

Owner

Source: Clinton County records · APN 036995-8

Assessment roll updated March 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	582 BROOKE BLVD, WILMINGTON, OH 45177-1409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	1046 SCHELL RD, WILMINGTON, OH 45177-9564
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002343
Date	Apr 22, 2021
Instrument	2021-00002343

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	1046 SCHELL RD, WILMINGTON, OH 45177-9564
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0999/0524
Date	Jul 12, 2018
Book Page	0999/0524
Instrument	2018-00003167

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated March 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Chester Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (-9.42%)	$102,380 (-) Land $17,920 Building $84,460	$292,500 (-) Land $51,200 Building $241,300
2024	$3,632.00 (+3.01%)	$102,380 (-) Land $17,920 Building $84,460	$292,500 (-) Land $51,200 Building $241,300
2023	$3,526.00 (-4.31%)	$102,380 (+6.99%) Land $17,920 Building $84,460	$292,500 (+6.99%) Land $51,200 Building $241,300
2022	$3,685.00	$95,690 Land $11,720 Building $83,970
2020			$273,390 Land $33,480 Building $239,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (39027C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390279644002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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