Clinton County property record for 974 Schell Rd, Wilmington, OH 45177 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,038 sqft · built 2020 |
| Lot Size | 6.73 acres (293,333 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012250-6 |
| Primary APN | 012250-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 4,076 sqft |
| 1st Floor Area | 2,038 sqft |
| Basement Area | 2,038 sqft |
| Unfinished Basement | 2,038 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 293,333 sqft (6.73 acres) |
| Terrain | High |
| Garage Type | Attached - Finished |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 012250-6 |
|---|---|
| Street Address | 974 SCHELL RD |
| City | WILMINGTON |
| State | OH |
| Zip | 45177-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MS 2280 |
| Legal Subdivision | MILITRY SURVEY # 2280 |
| Legal Block | 239 |
| Jurisdiction | CLINTON OH |
| Township / Civil Division | CHESTER |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 964400 |
Source: Clinton County records · APN 012250-6
Assessment roll updated March 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 974 SCHELL RD, WILMINGTON, OH 45177-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Oct 09, 2018 | Intrafamily Transfer, Transfer |
| Aug 02, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 05, 1998 |
| Deed Sale | Dec 05, 1998 |
| Last Transfer Date | Oct 04, 2018 |
| Transfer Doc | 01004/1025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 974 SCHELL RD, WILMINGTON, OH 45177-9564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 202100001742 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-00001742 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Oct 09, 2018 |
| Property Address | 974 SCHELL RD, WILMINGTON, OH 45177-9564 |
| Document Number | 01004/1025 |
| Book / Page | 1004 / 1025 |
| Instrument Date | Oct 04, 2018 |
| Instrument | 2018-00004569 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Mail Care Of | GUARDIAN SAVINGS BANK |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Aug 02, 2018 |
| Property Address | 974 SCHELL RD, WILMINGTON, OH 45177-9564 |
| Document Number | 01000/0921 |
| Book / Page | 1000 / 0921 |
| Instrument Date | Aug 01, 2018 |
| Instrument | 2018-00003491 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1090 SCHELL ROOD, WILMINGTON, OH 45177-9564 |
Source: Clinton County records · Assessment roll updated March 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| County Subdivision | Chester Township |
| Unified School District | Clinton-Massie Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 (-9.41%) | $130,620 (-) Land $31,920 Building $98,700 | $373,200 (-) Land $91,200 Building $282,000 |
| 2024 | $4,634.00 (+3%) | $130,620 (-) Land $31,920 Building $98,700 | $373,200 (-) Land $91,200 Building $282,000 |
| 2023 | $4,499.00 (+0.76%) | $130,620 (+12.64%) Land $31,920 Building $98,700 | $373,200 (+12.64%) Land $91,200 Building $282,000 |
| 2022 | $4,465.00 | $115,960 Land $19,640 Building $96,320 | |
| 2020 | $331,320 Land $56,120 Building $275,200 |
Source: FEMA National Flood Hazard Layer, Clinton County (39027C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390279644002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 2,000 / 2,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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