388 Schell Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 388 Schell Rd, Wilmington, OH 45177 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1999
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$641,550 (Apr 2026)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Jan 2006 Mortgage Apr 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`012197-1`

Property Details

APN / Parcel Number

Primary APN	`012197-1`
Alternative APNs	`030-02-06-11-0000-00` `0300180522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	3,021 sqft
1st Floor Area	1,119 sqft
Basement Area	1,119 sqft
Unfinished Basement	1,119 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	218,236 sqft (5.01 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	441 sqft
Deck Area	224 sqft
Patio Area	72 sqft
Shed	1 Shed
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	012197-1
Street Address	388 SCHELL RD
City	WILMINGTON
State	OH
Zip	45177-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS 2280
Legal Tract	9
Legal Block	213
Jurisdiction	CLINTON OH
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2073
Census Tract	964400

Owner

Source: Clinton County records · APN 012197-1

Assessment roll updated March 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK & TRUST
Apr 06, 2012	Deed of Trust, Mortgage MERS
Mar 28, 2011	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE COMPANY
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 31, 2013	Survivorship Deed, Transfer CORRIDOR MORTGAGE COMPANY LLC DBA FIRST
May 11, 2006	Survivorship Deed, Transfer BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	20261665
Record Updated	Sep 20, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000640/456
Date	Jan 10, 2006
Book Page	640/456
Instrument	2006-00084212

Lender

Name	NATIONAL BANK & TRUST
Address	PO BOX 711, WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 21, 2006

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000831/602
Date	Apr 06, 2012
Book Page	831/602
Instrument	2012-00001688

Lender

Name	MERS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2042

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000805/622
Date	Mar 28, 2011
Book Page	805/622
Instrument	2011-00001352

Lender

Name	FIFTH THIRD MORTGAGE COMPANY

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2041

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Apr 14, 2026
Property Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Document Number	202600001665
Instrument Date	Apr 03, 2026
Instrument	2026.1665
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$194,389.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	388 SCHELL RD, WILMINGTON, OH 45177-9037

Mortgage

Document Number	0000001666,
Date	Apr 14, 2026
Instrument	2026.1666

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2013: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLINTON OH
Recording Date	Jul 31, 2013
Property Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Document Number	000871/524
Book / Page	871 / 524
Instrument Date	Jul 16, 2013
Instrument	2013-00003728
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SCHELL RD, WILMINGTON, OH 45177-9037

Mortgage

Document Number	000871/527
Date	Jul 31, 2013
Book Page	871/527
Instrument	2013-00003729

Lender

Name	CORRIDOR MORTGAGE COMPANY LLC DBA FIRST
Address	418 MILL ST # A, BRISTOL, PA 19007

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2043

May 2006: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLINTON OH
Recording Date	May 11, 2006
Property Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Document Number	000654/465
Book / Page	654 / 465
Instrument Date	Mar 31, 2006
Instrument	2006-00087234
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	388 SCHELL RD, WILMINGTON, OH 45177-9037
Investor	Possibly a Property Investor

Mortgage

Document Number	200600087235
Date	May 11, 2006
Instrument	2006-00087235

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2036

Mortgage

Document Number	000654/484
Date	May 11, 2006
Book Page	654/484
Instrument	2006-00087236

Lender

Name	SYCAMORE NATIONAL BANK
Address	3209 W GALBRAITH RD, CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Apr 01, 2021

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated March 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Chester Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,343.00 (-9.45%)	$104,030 (-0.03%) Land $26,220 Building $77,810	$297,200 (-0.03%) Land $74,900 Building $222,300
2024	$3,692.00 (+3.01%)	$104,060 (-) Land $26,220 Building $77,840	$297,300 (-) Land $74,900 Building $222,400
2023	$3,584.00 (+9.47%)	$104,060 (+22.38%) Land $26,220 Building $77,840	$297,300 (+22.37%) Land $74,900 Building $222,400
2022	$3,274.00	$85,030 Land $14,780 Building $70,250
2020			$242,950 Land $42,230 Building $200,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (39027C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390279644002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

388 Schell Rd, Wilmington, OH 45177 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2011: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2013: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2006: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Schell Rd

Nearby Streets

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