925 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 925 Michigan Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,113 sqft · built 1982
Lot Size	0.038 acres (1,655 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Aug 2014)
Tax Bill	$568 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0801-0001-0070`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0801-0001-0070`
Alternative APNs	`263001080100010070` `80896`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	1,113 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.038 acres)
Lot Dimensions	60 ft deep x 27.3 ft wide
Porch	Finished/Open Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	925 MICHIGAN AVE
City	SAINT CLOUD
State	FL
Zip	34769-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	VERACRUZ UNIT 2 PB 2 PG 282 LOT 7 ORB 573 PG 01
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	VERA CRUZ UNIT 2
Legal Tract	801
Legal Block	70
Legal Lot Number	7
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4001
Census Tract	43500

Owner

Source: Osceola County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 701404, SAINT CLOUD, FL 34770-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2014 · Amount on Record
Deed Sale	Aug 28, 2014 · Amount on Record
Prior Sale	Dec 16, 2004 · Amount on Record
Deed Document Number	2014126312
Deed Book / Page	4657 / 2671
Last Transfer Date	Dec 9, 2020
Transfer Doc	0000173554
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 21, 2020
Property Address	925 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425
Document Number	0058560017
Book / Page	005856 / 000017
Instrument Date	Dec 9, 2020
Instrument	173554
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6356 DIANE CT ST CLOUD FL 347719481, ST CLOUD, FL 34771-9481

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$568.00 (+64.64%) Homeowner's exemption	$72,108 (+5.99%)	$172,100 (+5.07%) Land $30,000 Building $142,100
2023	$345.00 (+3.29%) Homeowner's exemption Senior Citizen's exemption	$68,035 (+3%)	$163,800 (+2%) Land $14,900 Building $148,900
2022	$334.00 Homeowner's exemption Senior Citizen's exemption	$66,054	$136,500 Land $14,900 Building $121,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20