Osceola County property record for 912 Michigan Ave, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,446 sqft · built 1991 |
| Lot Size | 0.037 acres (1,612 sqft) |
| Owner | Owner on Record |
| Last Sale | $90,000 (Jul 2013) |
| Tax Bill | $4 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 81415 |
| Primary APN | 81415 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,446 sqft Heated Area |
| Gross Area | 1,961 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,612 sqft (0.037 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
| Porch Area | 349 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 81415 |
|---|---|
| Street Address | 912 MICHIGAN AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3426 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SPUD |
| Legal Description | BRODAN SQUARE PHS 2 PB 6 PG 138 LOT 11 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | BRODAN SQUARE PH 2 |
| Legal Tract | 13 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 43500 |
Source: Osceola County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner on Record |
|---|---|
| Mailing Address | 912 MICHIGAN AVE, SAINT CLOUD, FL 34769-3426 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2013 · Amount on Record |
| Deed Sale | Jul 23, 2013 · Amount on Record |
| Prior Sale | Sep 11, 2012 |
| Deed Document Number | 2013113215 |
| Deed Book / Page | 4475 / 0978 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $86,521 (+5.99%) | $187,200 (+2.07%) Land $25,000 Building $162,200 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $81,634 (+3%) | $183,400 (+12.03%) Land $14,900 Building $168,500 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $79,257 | $163,700 Land $14,900 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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