Osceola County property record for 933 Michigan Ave, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,539 sqft · built 1982 |
| Lot Size | 0.025 acres (1,089 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,000 (Apr 2018) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage Nov 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80898 |
| Primary APN | 80898 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,539 sqft Heated Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 747 sqft |
| Upper Floors Area | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,089 sqft (0.025 acres) |
| Lot Dimensions | 65 ft deep x 18 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 297 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80898 |
|---|---|
| Street Address | 933 MICHIGAN AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3425 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SR3 |
| Legal Description | VERACRUZ UNIT 2 PB 2 PG 282 LOT 9 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | VERACRUZ TH |
| Legal Tract | 801 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 43500 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 933 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Nov 22, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 2018051550 |
| Deed Book / Page | 5310 / 0318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 3, 2018 |
| Property Address | 933 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425 |
| Document Number | 0053100318 |
| Book / Page | 5310 / 0318 |
| Map Reference | MB2 PG282 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 2018051550 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 933 MICHIGAN AVE, 933, SAINT CLOUD, FL 34769-3425 |
| Name | Verified Name |
|---|---|
| Address | 27 VISTA GARDENS TRL APT 202, 202, VERO BEACH, FL 32962-1796 |
| Document Number | 2018051551 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 2018051551 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2017 |
| Property Address | 933 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425 |
| Document Number | 0052431597 |
| Book / Page | 005243 / 001597 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 167217 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $763.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 933 MICHIGAN AVE ST CLOUD FL 347693425, ST CLOUD, FL 34769-3425 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2017 |
| Property Address | 933 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425 |
| Document Number | 0052431595 |
| Book / Page | 005243 / 001595 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 167216 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 CORONET CRES BETHPAGE NY 117142827, BETHPAGE, NY 11714-2827 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 (-5.68%) Homeowner's exemption Senior Citizen's exemption | $138,913 (+5.99%) | $206,300 (+3.36%) Land $30,000 Building $176,300 |
| 2023 | $1,601.00 (+4.37%) Homeowner's exemption | $131,067 (+3%) | $199,600 (+20.39%) Land $14,900 Building $184,700 |
| 2022 | $1,534.00 Homeowner's exemption | $127,250 | $165,800 Land $14,900 Building $150,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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