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929 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 929 Michigan Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1982
Square Footage1,539 sqft Living Area
Lot Size1,089 sqft (0.025 acres)
OccupancyOwner Occupied
Last Sale$227,500 (2026)
Tax Bill$1,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-26-30-0801-0001-0080
Alternative APNs
  • 263001080100010080
  • 80897

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,539 sqft Living Area
Gross Area1,692 sqft Gross Area
1st Floor747 sqft 1st Floor
Upper Floors792 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,089 sqft (0.025 acres)
Depth X Width65 ft x 18 ft Depth x Width
Porch Area153 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address929 MICHIGAN AVE
CitySAINT CLOUD
StateFL
Zip34769-3425
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVERACRUZ UNIT 2 PB 2 PG 282 LOT 8
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionVERA CRUZ UNIT 2
Legal Tract801
Legal Block80
Legal Lot Number8
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4001
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0801-0001-0080

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address929 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Feb 28, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MORTGAGE FIRM

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleFeb 28, 2019 · Amount on Record
Deed Doc Number202680444
Deed Book / Page6990 / 1201
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2026
Property Address929 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425
Document Number0000080444
Book / Page6990 / 1201
Instrument DateJun 15, 2026
Instrument202680444
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160,842.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address929 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425

Mortgage

Document Number0000080445,
DateJun 18, 2026
Instrument202680445
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.37%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address929 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address929 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425

Mortgage

Document Number0057910002
DateSep 10, 2020
Book Page5791/2
Instrument2020120672
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 28, 2019
Property Address929 MICHIGAN AVE, SAINT CLOUD, FL 34769-3425
Document Number0054832400
Book / Page005483 / 002400
Instrument DateFeb 27, 2019
Instrument25602
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address929 MICHIGAN AVE ST CLOUD FL 347693425, ST CLOUD, FL 34769-3425

Mortgage

Document Number54832401
DateFeb 28, 2019
Book Page005483/002401
Instrument25603
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 27, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,814.00 (+3.89%) Homeowner's exemption$144,228 (+5.99%)$199,800 (+3.63%) Land $30,000 Building $169,800
2024$1,746.00 (+3.25%)
2023$1,691.00 (+4.32%) Homeowner's exemption$136,082 (+3%)$192,800 (+20.27%) Land $14,900 Building $177,900
2022$1,621.00 Homeowner's exemption$132,119$160,300 Land $14,900 Building $145,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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