925 Co Rd 642, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 925 Co Rd 642, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	3,158 sqft · built 2006
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,000 (Jul 2019)
Tax Bill	$1,718 (2026)
Deeds & Mortgages	May 2017 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-26-0-000-121.016`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-26-0-000-121.016`
Alternative APNs	`ALT APN:1007260000121016` `208145`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,158 sqft Living Area
1st Floor Area	2,615 sqft
Upper Floors Area	543 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	826 sqft
Deck Area	156 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	208145
Street Address	925 COUNTY ROAD 642
City	CEDAR BLUFF
State	AL
Zip	35959-2191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, WHISPERING PINES ESTATES, PB 11/68
Legal Range	10E
Legal Township	09S
Legal Section	26
Legal Subdivision	WHISPERING PINES ESTATES
Legal Lot Number	16
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2025
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	925 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jul 26, 2019	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Oct 14, 2013
Deed Document Number	2019208382
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	925 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2191
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197826
Date	May 9, 2017
Instrument	197826

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 26, 2019
Property Address	925 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2191
Document Number	0000208382
Map Reference	PB 11 PG 68
Instrument Date	Jul 18, 2019
Instrument	208382
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1687 GARDEN AVE, MELBOURNE, FL 32934-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2191

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,718.00 (+7.04%)
2025	$1,605.00 (+2.75%)	$18,860 (+6.8%) Land $11,200 Building $7,660	$459,800 (+2.68%) Land $112,000 Building $347,800
2024	$1,562.00 Additional exemption filed	$17,660 (-60.56%) Land $10,000 Building $7,660	$447,800 (-) Land $100,000 Building $347,800
2023	$1,562.00 Additional exemption filed	$44,780 (+153.57%)	$447,800 (-) Land $100,000 Building $347,800
2022	$1,562.00 Additional exemption filed	$17,660 Land $10,000 Building $7,660	$447,800 Land $100,000 Building $347,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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