Cherokee County property record for 695 Co Rd 642, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,156 sqft · built 2008 |
| Lot Size | 1.44 acres (62,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,500 (Oct 2005) |
| Tax Bill | $1,260 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-07-26-0-000-121.008 |
| Primary APN | 13-10-07-26-0-000-121.008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Upper Floors Area | 1,176 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Unfinished Basement | 980 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 62,878 sqft (1.44 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 96 sqft |
| Boat House | Boat House |
| Account Number | 18010 |
|---|---|
| Street Address | 695 COUNTY ROAD 642 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8, WHISPERING PINES ESTATES, PB 11/68 |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 26 |
| Legal Subdivision | WHISPERING PINES ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 955701 |
695 Co Rd 642 is owned by two individuals who bought it in October 2005.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 275 GOLDEN HARVEST DR, NEW MARKET, AL 35761-7741 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2005 · Amount on File |
| Deed Sale | Oct 28, 2005 · Amount on File |
| Deed Book / Page | 2005 / 137306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 695 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000209513 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 209513 |
| Name | BBVA USA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 7, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 695 Co Rd 642 was $1,260, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,260.00 (+6.96%) | ||
| 2025 | $1,178.00 (+6.9%) | $9,240 (-64.79%) Land $7,320 Building $1,920 | $290,100 (+10.6%) Land $75,600 Building $214,500 |
| 2024 | $1,102.00 | $26,240 (-) Land $6,760 Building $19,480 | $262,300 (-) Land $67,500 Building $194,800 |
| 2023 | $1,102.00 | $26,240 (-) | $262,300 (-) Land $67,500 Building $194,800 |
| 2022 | $1,102.00 | $26,240 Land $6,760 Building $19,480 | $262,300 Land $67,500 Building $194,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 695 Co Rd 642 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 Co Rd 642 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
May also be available: Xfinity.
4G LTE only, no 5G reported
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