671 Co Rd 642, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 671 Co Rd 642, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 2006
Lot Size	1.57 acres (68,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Sep 2023)
Tax Bill	$465 (2026)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-26-0-000-121.006`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-26-0-000-121.006`
Alternative APNs	`ALT APN:1007260000121006` `207876` `218280`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	68,590 sqft (1.57 acres)
Porch	Patio
Porch Area	32 sqft
Deck Area	81 sqft

Location & Zoning

Account Number	218280
Street Address	671 COUNTY ROAD 642
City	CEDAR BLUFF
State	AL
Zip	35959-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, WHISPERING PINES ESTATES, PB 11/68
Legal Range	10E
Legal Township	09S
Legal Section	26
Legal Subdivision	WHISPERING PINES ESTATES
Legal Lot Number	6
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2006
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Special Warranty Deed, Transfer
Sep 29, 2023	Special Warranty Deed, Transfer
Jun 11, 2019	Personal Representative Deed, Transfer · VA Mortgage COMMUNITY FIRST NATIONAL BANK
Jun 11, 2019	Personal Representative Deed, Transfer ELITE FL TITLE SERVICES INC, ELITE TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	2023230877
Prior Transfer Date	Apr 4, 2023
Prior Transfer Doc	0000228795
Record Updated	Oct 29, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 29, 2023
Property Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184
Document Number	0000230877
Map Reference	MB 11 PG 68
Instrument Date	Sep 21, 2023
Instrument	230877
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184
Investor	Possibly a Property Investor

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 29, 2023
Property Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184
Document Number	0000230877
Map Reference	MB 11 PG 68
Instrument Date	Sep 21, 2023
Instrument	230877
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184
Investor	Possibly a Property Investor

June 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 11, 2019
Property Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184
Document Number	0000207727
Map Reference	PB 11 PG 68
Instrument Date	Jun 6, 2019
Instrument	207727
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ELITE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184

Mortgage

Document Number	0000207728
Date	Jun 11, 2019
Instrument	207728

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 11, 2019
Property Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184
Document Number	0000207727
Map Reference	PB 11 PG 68
Instrument Date	Jun 6, 2019
Instrument	207727
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ELITE FL TITLE SERVICES INC, ELITE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2184

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$465.00 (+6.9%)
2025	$435.00 (+1.16%)	$680 (+21.43%) Land $560 Building $120	$103,600 (+1.17%) Land $5,600 Building $98,000
2024	$430.00 (-5%)	$560 (-39.13%) Land $440 Building $120	$102,400 (+2,126.09%) Land $4,400 Building $98,000
2023	$860.00	$920 (-17.86%)	$4,600 (-95.51%) Land $4,400 Building $200
2022	$860.00	$1,120 Land $880 Building $240	$102,400 Land $4,400 Building $98,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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