1000 Co Rd 642, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1000 Co Rd 642, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	built 2013
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Nov 2013)
Tax Bill	$200 (2026)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-26-0-000-106.017`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-26-0-000-106.017`
Alternative APNs	`ALT APN:1007260000106017` `28222`

Interior

Building Area	2,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Mobile Home
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	28222
Street Address	1000 COUNTY ROAD 642
City	CEDAR BLUFF
State	AL
Zip	35959-2185
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM NW COR SE/4 SE/4;E 430'TO POB;CONT E 318';S 357.63';WLY262.8';N 390.42'TO POB
Legal Range	10E
Legal Township	09S
Legal Section	26
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2034
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2013 · Amount on Record
Deed Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	2013181561
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1000 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2185
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200992
Date	Jan 5, 2018
Instrument	200992

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$200.00 (+7.53%)
2025	$186.00 (-3.63%)	$5,180 (-3.36%) Land $1,080 Building $4,100	$52,600 (-3.13%) Land $10,800 Building $41,800
2024	$193.00 (-4.93%) Additional exemption filed	$5,360 (-5.63%) Land $1,080 Building $4,280	$54,300 (-4.23%) Land $10,800 Building $43,500
2023	$203.00 (-4.25%) Additional exemption filed	$5,680 (+389.66%)	$56,700 (-4.22%) Land $10,800 Building $45,900
2022	$212.00 Additional exemption filed	$1,160 Land $1,080 Building $80	$59,200 Land $10,800 Building $48,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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