925 Bluff Ave, Saint Charles, MN 55972 Property Records

Winona County property record for 925 Bluff Ave, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 905 sqft · built 1961
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Nov 2021)
Tax Bill	$1,510 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2017 Mortgage + 2 more
APN	`29.080.0210`

Property Details

APN / Parcel Number

Primary APN	`29.080.0210`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	905 sqft Living Area
1st Floor Area	905 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	155 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	432 sqft
Porch	Open Porch
Porch Area	40 sqft
Deck Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	925 BLUFF AVE
City	SAINT CHARLES
State	MN
Zip	55972-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-106 RANGE-010 STONES ADDITION LOT-003 BLOCK-003
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	STONES ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2029
Census Tract	671000

Owner

Source: Winona County records · APN 29.080.0210

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	925 BLUFF AVE, SAINT CHARLES, MN 55972-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Oct 12, 2017	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Jun 26, 2017	Affidavit of Death of Joint Tenant, Transfer
Apr 11, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2021 · Amount on Record
Deed Sale	Nov 02, 2021 · Amount on Record
Deed Document Number	2021638275
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 02, 2021
Property Address	925 BLUFF AVE, SAINT CHARLES, MN 55972-1421
Document Number	0000638275
Instrument Date	Aug 27, 2021
Instrument	638275
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 BLUFF AVE, SAINT CHARLES, MN 55972-1421

Mortgage

Document Number	0000638276
Date	Nov 02, 2021
Instrument	638276

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 12, 2017
Property Address	925 BLUFF AVE, SAINT CHARLES, MN 55972-1421
Document Number	0000606057
Instrument Date	Sep 27, 2017
Instrument	606057
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	925 BLUFF AVE, SAINT CHARLES, MN 55972-1421

Mortgage

Document Number	0000606058
Date	Oct 12, 2017
Instrument	606058

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

June 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Jun 26, 2017
Property Address	925 BLUFF AVE, SAINT CHARLES, MN 55972-1421
Document Number	0000603632
Map Reference	DOC418739
Instrument Date	Jun 20, 2017
Instrument	603632
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10628 COUNTY ROAD 6, SAINT CHARLES, MN 55972-4094

April 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Apr 11, 2017
Property Address	925 BLUFF AVE, SAINT CHARLES, MN 55972-1421
Document Number	0000602065
Instrument Date	Apr 07, 2017
Instrument	602065
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10628 COUNTY ROAD 6, SAINT CHARLES, MN 55972-4094
Mail Care Of	SHARON & DANIEL LITTLEFIELD

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,510.00 (+23.97%)
2025		$147,200 (+3.3%) Land $31,500 Building $115,700	$147,200 (+3.3%) Land $31,500 Building $115,700
2023	$1,218.00 Homeowner's exemption	$142,500 Land $31,200 Building $111,300	$142,500 Land $31,200 Building $111,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Hiawatha Broadband Communications	Cable	1,000 / 30
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Verizon, Hiawatha Broadband Communications, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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