855 Bluff Ave, Saint Charles, MN 55972 Property Records

Winona County property record for 855 Bluff Ave, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1963
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Tax Bill	$2,462 (2026)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 1 more
APN	`29.000.0850`

Property Details

APN / Parcel Number

Primary APN	`29.000.0850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	220 ft deep x 114 ft wide
Garage Area	384 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	172 sqft
Deck Area	226 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	855 BLUFF AVE
City	SAINT CHARLES
State	MN
Zip	55972-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-038 LIMITS EX: N 216' EX: E 100' PART LOT 38 SLY N 2 16' LOT 38 PART NE1/4
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	LIMITS
Legal Lot Number	38
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2028
Census Tract	671000

Owner

Source: Winona County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	855 BLUFF AVE, SAINT CHARLES, MN 55972-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Affidavit of Death of Joint Tenant, Transfer
Jul 31, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 31, 2023
Transfer Doc	000A650096
Record Updated	Sep 20, 2026

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Jul 31, 2023
Property Address	855 BLUFF AVE, SAINT CHARLES, MN 55972-1419
Document Number	000A650096
Instrument Date	Jul 28, 2023
Instrument	A650096
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 BLUFF AVE, SAINT CHARLES, MN 55972-1419

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Jul 31, 2023
Property Address	855 BLUFF AVE, SAINT CHARLES, MN 55972-1419
Document Number	000A650098
Instrument Date	Jul 25, 2023
Instrument	A650098
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 BLUFF AVE, SAINT CHARLES, MN 55972-1418

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Jul 31, 2023
Property Address	855 BLUFF AVE, SAINT CHARLES, MN 55972-1419
Document Number	000A650097
Instrument Date	Jul 25, 2023
Instrument	A650097
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 BLUFF AVE, SAINT CHARLES, MN 55972-1418

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,462.00 (+6.86%)
2025		$215,400 (-8.81%) Land $42,600 Building $172,800	$215,400 (-8.81%) Land $42,600 Building $172,800
2023	$2,304.00 Homeowner's exemption	$236,200 Land $66,600 Building $169,600	$236,200 Land $66,600 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
LTD Broadband Fixed Wireless	150 / 130

May also be available: Verizon.

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