Winona County property record for 854 Bluff Ave, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1914 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,000 (Jul 2015) |
| Tax Bill | $2,430 (2026) |
| APN | 29.000.0840 |
| Primary APN | 29.000.0840 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Patio Area | 320 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 854 BLUFF AVE |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-037 LIMITS PART OF LOT 66' WIDE, NORTH & SLY 155', EAST & WEST OF SE CORNER |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | LIMITS |
| Legal Lot Number | 37 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 671000 |
854 Bluff Ave is owned and occupied by two individuals who bought it in July 2015.
Source: Winona County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 854 BLUFF AVE, SAINT CHARLES, MN 55972-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2015 · Amount on File |
| Deed Sale | Jul 28, 2015 · Amount on File |
| Prior Sale | Jul 22, 2015 · Amount on File |
| Deed Document Number | 2015589335 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 854 Bluff Ave was $2,430 with a homeowner's exemption.
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,430.00 Homeowner's exemption | $226,200 (+6.15%) Land $39,600 Building $186,600 | $226,200 (+6.15%) Land $39,600 Building $186,600 |
| 2025 | $213,100 Land $37,800 Building $175,300 | $213,100 Land $37,800 Building $175,300 | |
| 2023 | $1,950.00 Homeowner's exemption | $210,100 Land $37,400 Building $172,700 | $210,100 Land $37,400 Building $172,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 854 Bluff Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 854 Bluff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Charles serves 3,825 people · EPA ID MN1850009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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