Winona County property record for 819 Bluff Ave, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,070 sqft · built 1885 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,790 (2026) |
| APN | 29.000.0870 |
| Primary APN | 29.000.0870 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| 1st Floor Area | 280 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,969 sqft (0.688 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 819 BLUFF AVE |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-038 LIMITS S 150' OF N 216' OF LOT 38 EX: E 100'S 12'N 216' LOT 38 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | LIMITS |
| Legal Lot Number | 38 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 671000 |
819 Bluff Ave is owned and occupied by an individual who acquired it in July 2023.
Source: Winona County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 819 BLUFF AVE, SAINT CHARLES, MN 55972-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2023 |
| Transfer Doc | 0000650098 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 819 Bluff Ave was $1,790 with a homeowner's exemption.
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,790.00 Homeowner's exemption | $176,300 (+5.38%) Land $89,500 Building $86,800 | $176,300 (+5.38%) Land $89,500 Building $86,800 |
| 2025 | $167,300 Land $85,300 Building $82,000 | $167,300 Land $85,300 Building $82,000 | |
| 2023 | $1,512.00 Homeowner's exemption | $168,200 Land $84,400 Building $83,800 | $168,200 Land $84,400 Building $83,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 819 Bluff Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 819 Bluff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Charles serves 3,825 people · EPA ID MN1850009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber in parts of the area | 1,000 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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