Cleveland County property record for 922 Surry Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,134 sqft · built 1972 |
| Lot Size | 0.85 acres (37,013 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,452 (2026) |
| Deeds & Mortgages | Aug 2020 Line of Credit Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 30030 |
| Primary APN | 30030 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,134 sqft Finished Area |
| Basement Area | 2,134 sqft |
| Finished Basement | 370 sqft |
| Unfinished Basement | 1,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 37,013 sqft (0.85 acres) |
| Lot Dimensions | 267 ft deep x 108 ft wide |
| Porch | Slab |
| Porch Area | 225 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1239899 |
|---|---|
| Street Address | 922 SURRY DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #10 & PT#9 PB11-30 OLDE FARM SD LIFE ESTATE |
| Legal Subdivision | OLDE FARM |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 951200 |
922 Surry Dr is owned and occupied by an individual who acquired it in September 2006.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 922 SURRY DR, SHELBY, NC 28152-7131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Feb 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2006 |
| Transfer Doc | 0015001435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 922 SURRY DR, SHELBY, NC 28152-7131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018192292 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 1819/2292 |
| Instrument | 200043116 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 6, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 27, 2018 |
| Property Address | 922 SURRY DR, SHELBY, NC 28152-7131 |
| Document Number | 0017612196 |
| Book / Page | 001761 / 002196 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 10661 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 922 SURRY DR SHELBY NC 281527131, SHELBY, NC 28152-7131 |
The 2026 property tax bill for 922 Surry Dr was $2,452, up 1.6% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,452.00 (+1.57%) | $241,367 (-) Land $19,638 Building $221,729 | $241,367 (-) Land $19,638 Building $221,729 |
| 2025 | $2,414.00 | $241,367 Land $19,638 Building $221,729 | $241,367 Land $19,638 Building $221,729 |
| 2023 | $148,536 Land $15,710 Building $132,826 | $148,536 Land $15,710 Building $132,826 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 922 Surry Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 922 Surry Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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