920 Surry Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 920 Surry Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,537 sqft · built 1972
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Feb 2023)
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30029`

Property Details

APN / Parcel Number

Primary APN	`30029`
Alternative APNs	`1341233` `1347942` `1355077`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,537 sqft Finished Area
Basement Area	1,537 sqft
Finished Basement	1,537 sqft
Unfinished Basement	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	246 ft deep x 84 ft wide
Garage Type	Carport
Garage Area	406 sqft
Carport	Carport
Carport Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1355077
Street Address	920 SURRY DR
City	SHELBY
State	NC
Zip	28152-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#9 SECT 2 OLDE FARM SD PB11-30
Legal Subdivision	OLDE FARM
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	5
Census Block	5003
Census Tract	951200

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 SURRY DR, SHELBY, NC 28152-7131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Intrafamily Transfer, Transfer
Feb 23, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 13, 2022	Warranty Deed, Transfer
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 26, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 16, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	2023200084256
Deed Book / Page	1892 / 2844
Last Transfer Date	Feb 24, 2023
Transfer Doc	0018930644
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 28, 2023
Property Address	920 SURRY DR, SHELBY, NC 28152-7131
Document Number	0018930644
Book / Page	1893 / 644
Map Reference	MB 11 PG 30
Instrument Date	Feb 24, 2023
Instrument	200084409
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 SURRY DR, SHELBY, NC 28152-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 SURRY DR, SHELBY, NC 28152-7131

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 23, 2023
Property Address	920 SURRY DR, SHELBY, NC 28152-7131
Document Number	0018922844
Book / Page	1892 / 2844
Map Reference	MB 11 PG 30
Instrument Date	Feb 23, 2023
Instrument	200084256
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 PINE EAGLE DR, ROCK HILL, SC 29732-5600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SURRY DR, SHELBY, NC 28152-7131

Mortgage

Document Number	0018922847
Date	Feb 23, 2023
Instrument	1892/2847

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 13, 2022
Property Address	920 SURRY DR, SHELBY, NC 28152-7131
Document Number	0018722627
Book / Page	1872 / 2627
Map Reference	MB 11 PG 30
Instrument Date	May 12, 2022
Instrument	200072853
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 GORHAM DR, 531, BOILING SPRINGS, SC 29316-5665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7015 SKYE BRIDGE WAY APT 207, 207, CHARLOTTE, NC 28278-6764

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	920 SURRY DR, SHELBY, NC 28152-7131
Document Number	0018102957
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SURRY DR SHELBY NC 281527131, SHELBY, NC 28152-7131

Mortgage

Document Number	0018102957
Date	Apr 13, 2020
Book Page	001810/002957
Instrument	38112

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	920 SURRY DR, SHELBY, NC 28152-7131
Document Number	0017831132
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 SURRY DR SHELBY NC 281527131, SHELBY, NC 28152-7131

Mortgage

Document Number	0017831132
Date	Jan 7, 2019
Book Page	001783/001132
Instrument	21744

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	920 SURRY DR, SHELBY, NC 28152-7131
Document Number	0017361648
Book / Page	001736 / 001648
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 SURRY DR SHELBY NC 281527131, SHELBY, NC 28152-7131

Mortgage

Document Number	0017361648
Date	Feb 20, 2017
Book Page	001736/001648
Instrument	1749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,325 (-) Land $12,927 Building $301,398	$314,325 (-) Land $12,927 Building $301,398
2025	$3,127.00	$314,325 (+175.32%) Land $12,927 Building $301,398	$314,325 (+175.32%) Land $12,927 Building $301,398
2023		$114,166 Land $10,342 Building $103,824	$114,166 Land $10,342 Building $103,824

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

920 Surry Dr, Shelby, NC 28152 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Surry Dr

Nearby Streets

Search Property Records by Address or Parcel Number