Cleveland County property record for 921 Surry Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,222 sqft · built 1971 |
| Lot Size | 0.428 acres (18,648 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Oct 2025) |
| Tax Bill | $2,778 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30056 |
| Primary APN | 30056 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,222 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 18,648 sqft (0.428 acres) |
| Lot Dimensions | 148 ft deep x 126 ft wide |
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 576 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1360293 |
|---|---|
| Street Address | 921 SURRY DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-7140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #37 PB11-30 OLDE FARME SEC 2 |
| Legal Subdivision | OLDE FARM |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 951200 |
921 Surry Dr is owned and occupied by an individual who bought it in October 2025.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Oct 23, 2025 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 11, 2023 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Apr 4, 2022 | Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Apr 13, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Dec 11, 2023 · Amount on File |
| Deed Document Number | 2025200120347 |
| Deed Book / Page | 1959 / 133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Document Number | 0019490216 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 1949/216 |
| Instrument | 200115071 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 14843 W SPRAGUE RD STE I, STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 23, 2025 |
| Property Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Document Number | 0019590133 |
| Book / Page | 1959 / 133 |
| Map Reference | MB 11 PG 30 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 200120347 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9625 PARMA DR APT 105, 105, CORNELIUS, NC 28031-6569 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200120348 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 200120348 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 11, 2023 |
| Property Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Document Number | 0019111875 |
| Book / Page | 1911 / 1875 |
| Map Reference | MB 11 PG 30 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 200095008 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11448 137TH ST N # N208D, N208D, LARGO, FL 33774-4050 |
| Name | Verified Name |
|---|---|
| Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Document Number | 0019111878 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 1911/1878 |
| Instrument | 200095009 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 4, 2022 |
| Property Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Document Number | 0018690357 |
| Book / Page | 1869 / 357 |
| Map Reference | MB 11 PG 30 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 200070831 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 N MORRIS ST, 808, GASTONIA, NC 28052-7351 |
| Name | Verified Name |
|---|---|
| Address | 1448 1 37TH STREET NORTH #D208 # D208, D208, LARGO, FL 33774 |
| Document Number | 0018690360 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 1869/360 |
| Instrument | 200070832 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 13, 2018 |
| Property Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Document Number | 0017650628 |
| Book / Page | 1765 / 0628 |
| Instrument | 2018-012387 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 TYSONS FOREST DR, 430, ROCK HILL, SC 29732-3805 |
| Name | Verified Name |
|---|---|
| Address | 921 SURRY DR, SHELBY, NC 28152-7140 |
| Document Number | 0017650631 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 1765/0631 |
| Instrument | 200012388 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 921 Surry Dr was $2,778, up 34.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,778.00 (+34.92%) | $275,544 (+33.15%) Land $18,900 Building $256,644 | $275,544 (+33.15%) Land $18,900 Building $256,644 |
| 2025 | $2,059.00 | $206,946 Land $18,900 Building $188,046 | $206,946 Land $18,900 Building $188,046 |
| 2023 | $137,644 Land $15,120 Building $122,524 | $137,644 Land $15,120 Building $122,524 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 921 Surry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 921 Surry Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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