Cleveland County property record for 912 Surry Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,710 sqft · built 1970 |
| Lot Size | 0.526 acres (22,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Aug 2025) |
| Tax Bill | $3,086 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30026 |
| Primary APN | 30026 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,710 sqft Finished Area |
| Basement Area | 1,710 sqft |
| Finished Basement | 1,710 sqft |
| Unfinished Basement | 1,710 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 22,932 sqft (0.526 acres) |
| Lot Dimensions | 182 ft deep x 126 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Deck Area | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1325285 |
|---|---|
| Street Address | 912 SURRY DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT SURRY DR |
| Legal Subdivision | BRIAR CREEK DR |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 951200 |
912 Surry Dr is owned by two individuals who bought it in August 2025.
Source: Cleveland County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 RIDGEWOOD ST, SHELBY, NC 28152-8221 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| May 11, 2023 | Warranty Deed, Transfer · Commercial Mortgage GROOUNDFLOOE REAL ESTATE LLC |
| Mar 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | May 11, 2023 · Amount on File |
| Deed Document Number | 2025200117825 |
| Deed Book / Page | 1954 / 458 |
| Prior Transfer Date | Mar 16, 2017 |
| Prior Transfer Doc | 0017381555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 24, 2026 |
| Property Address | 912 SURRY DR, SHELBY, NC 28152-7131 |
| Document Number | 0200133934 |
| Book / Page | 1985 / 60 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 2026200133934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 912 SURRY DR, SHELBY, NC 28152-7131 |
| Document Number | 0200133934, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 1985/60 |
| Instrument | 2026200133934 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 11, 2023 |
| Property Address | 912 SURRY DR, SHELBY, NC 28152-7131 |
| Document Number | 0018980288 |
| Book / Page | 1898 / 288 |
| Instrument Date | May 10, 2023 |
| Instrument | 200087147 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3049 RIVER RD, SHELBY, NC 28152-8644 |
| Name | Verified Name |
|---|---|
| Address | 101 OXFORD ST, SHELBY, NC 28152-7500 |
| Document Number | 0018980294 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 1898/294 |
| Instrument | 200087150 |
| Name | GROOUNDFLOOE REAL ESTATE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ATLANTA, GA 30308 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 10, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 16, 2017 |
| Property Address | 912 SURRY DR, SHELBY, NC 28152-7131 |
| Document Number | 0017381555 |
| Book / Page | 001738 / 001555 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 2751 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3049 RIVER RD SHELBY NC 281528644, SHELBY, NC 28152-8644 |
The 2026 property tax bill for 912 Surry Dr was $3,086, up 4.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,086.00 (+4.22%) | $306,686 (+3.03%) Land $19,750 Building $286,936 | $306,686 (+3.03%) Land $19,750 Building $286,936 |
| 2025 | $2,961.00 | $297,662 Land $19,750 Building $277,912 | $297,662 Land $19,750 Building $277,912 |
| 2023 | $177,558 Land $15,800 Building $161,758 | $177,558 Land $15,800 Building $161,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 Surry Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Surry Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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