922 Chapel Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 922 Chapel Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,138 sqft · built 1983
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Jul 2005)
Tax Bill	$4,135 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-037872`

Property Details

APN / Parcel Number

Primary APN	`07-037872`
Alternative APNs	`7037872` `037872`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,138 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	164 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037872
Street Address	922 CHAPEL RD
City	NEW WINDSOR
State	MD
Zip	21776-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 28 - 1.37 ACS CHAPEL RD PLT 9-90 CHAPEL HEIGHTS SC 3
Legal Subdivision	CHAPEL HEIGHTS
Legal Lot Number	28
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1008
Census Tract	507702

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	922 CHAPEL RD, NEW WINDSOR, MD 21776-8830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2005 · Amount on Record
Deed Sale	Jul 29, 2005 · Amount on Record
Prior Sale	Dec 2, 2003 · Amount on Record
Deed Document Number	200550352
Deed Book / Page	4523 / 599
Prior Transfer Date	Aug 5, 1991
Prior Transfer Doc	1288000236
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	922 CHAPEL RD, NEW WINDSOR, MD 21776-8830
Document Number	0098200303
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	922 CHAPEL RD NEW WINDSOR MD 217768830, NEW WINDSOR, MD 21776-8830

Mortgage

Document Number	0098200303
Date	Aug 26, 2020
Book Page	009820/000303

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,135.00 (+5.06%) Homeowner's exemption	$382,400 (+22.33%) Land $133,700 Building $248,700	$382,400 (+22.33%) Land $133,700 Building $248,700
2025	$3,936.00 (+11.44%) Homeowner's exemption
2023	$3,532.00 Homeowner's exemption	$312,600 Land $133,700 Building $178,900	$312,600 Land $133,700 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20