Carroll County property record for 918 Chapel Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,028 sqft · built 1987 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Oct 2017) |
| Tax Bill | $4,056 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-083459 |
| Primary APN | 07-083459 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,028 sqft Total Area |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,000 sqft (0.918 acres) |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 083459 |
|---|---|
| Street Address | 918 CHAPEL RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 2A - 40000 SF 918 CHAPEL RD 29-19 STEVEN J SEARS PROP |
| Legal Subdivision | STEVEN J SEARS PROPERTY |
| Legal Lot Number | 2A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 507702 |
918 Chapel Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 918 CHAPEL RD, NEW WINDSOR, MD 21776-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 10, 2017 | Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on File |
| Deed Sale | Oct 10, 2017 · Amount on File |
| Prior Sale | Feb 23, 2016 · Amount on File |
| Deed Document Number | 20178829-0240 |
| Deed Book / Page | 8829 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 918 CHAPEL RD, NEW WINDSOR, MD 21776-8830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0103030102 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 10303/102 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 10, 2017 |
| Property Address | 918 CHAPEL RD, NEW WINDSOR, MD 21776-8830 |
| Document Number | 0088290240 |
| Book / Page | 8829 / 0240 |
| Map Reference | MB29 FO19 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 8829-0240 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 918 CHAPEL RD, NEW WINDSOR, MD 21776-8830 |
| Document Number | 88290245 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 8829-0245 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 918 Chapel Rd was $4,056, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,056.00 (+5.46%) | $356,800 Land $123,400 Building $233,400 | $356,800 Land $123,400 Building $233,400 |
| 2025 | $3,846.00 | ||
| 2023 | $3,399.00 | $300,800 Land $123,400 Building $177,400 | $300,800 Land $123,400 Building $177,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 918 Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 918 Chapel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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