Carroll County property record for 997 Chapel Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 6,600 sqft · built 1997 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Jul 2021) |
| Tax Bill | $10,361 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-133103 |
| Primary APN | 07-133103 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 6,600 sqft Total Area |
| Attic | Attic |
| Attic Area | 900 sqft |
| Basement Area | 2,100 sqft |
| Finished Basement | 2,100 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Mixed |
| Garage Area | 1,416 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 336 sqft |
| Deck Area | 620 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 133103 |
|---|---|
| Street Address | 997 CHAPEL RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 2 - 0.92 AC 997 CHAPEL RD 41-17 BARNES ESTATES SC 1 |
| Legal Subdivision | BARNES ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 507702 |
997 Chapel Rd is owned and occupied by an individual who bought it in July 2021.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 997 CHAPEL RD, NEW WINDSOR, MD 21776-8819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Prior Sale | Jun 9, 1998 · Amount on File |
| Deed Book / Page | 10382 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 28, 2021 |
| Property Address | 997 CHAPEL RD, NEW WINDSOR, MD 21776-8819 |
| Document Number | 0103820152 |
| Book / Page | 10382 / 152 |
| Map Reference | MB 41 PL 17 |
| Instrument Date | Jul 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CAL SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 997 CHAPEL RD, NEW WINDSOR, MD 21776-8819 |
| Document Number | 0010382159 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 10382/159 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 997 Chapel Rd was $10,361 with a homeowner's exemption, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,361.00 (+5.51%) Homeowner's exemption | $1,057,800 Land $123,500 Building $934,300 | $1,057,800 Land $123,500 Building $934,300 |
| 2025 | $9,820.00 Homeowner's exemption | ||
| 2023 | $8,846.00 Homeowner's exemption | $782,900 Land $123,500 Building $659,400 | $782,900 Land $123,500 Building $659,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 997 Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 997 Chapel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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