Carroll County property record for 920 Chapel Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,222 sqft · built 1988 |
| Lot Size | 0.948 acres (41,294 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $126,800 (Aug 1995) |
| Tax Bill | $3,222 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-098081 |
| Primary APN | 07-098081 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,222 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,294 sqft (0.948 acres) |
| Deck Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 098081 |
|---|---|
| Street Address | 920 CHAPEL RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 3 - 41294 SQ FT CHAPEL RD 29-19 STEVEN J SEARS PROP |
| Legal Subdivision | SEARS STEVEN J PROP |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 507702 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 920 CHAPEL RD, NEW WINDSOR, MD 21776-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 1995 · Amount on Record |
| Deed Sale | Aug 9, 1995 · Amount on Record |
| Prior Sale | Sep 8, 1993 · Amount on Record |
| Deed Document Number | 1995377 |
| Deed Book / Page | 1714 / 828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 920 CHAPEL RD, NEW WINDSOR, MD 21776-8830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0086900349 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 8690/0349 |
| Instrument | 8690-0349 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,222.00 (+4.51%) Homeowner's exemption | $282,400 (+15.27%) Land $125,800 Building $156,600 | $282,400 (+15.27%) Land $125,800 Building $156,600 |
| 2025 | $3,083.00 (+11.38%) Homeowner's exemption | ||
| 2023 | $2,768.00 Homeowner's exemption | $245,000 Land $125,800 Building $119,200 | $245,000 Land $125,800 Building $119,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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