9213 Stone Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9213 Stone Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details2 ba · 936 sqft · built 1977
Lot Size4.11 acres (179,032 sqft)
OwnerIndividual Name on Record
Tax Bill$2,320 (2025)
Deeds & MortgagesOct 2019 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN74-14-541-0004-100

Property Details

APN / Parcel Number

Primary APN74-14-541-0004-100

Interior

Full Baths2 Baths
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area179,032 sqft (4.11 acres)
Lot Dimensions1,264 ft deep x 113 ft wide
Garage Area1,884 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address9213 STONE RD
CityCLAY
StateMI
Zip48001-4434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionTHAT PART OF LOTS 1272, 1273 & 1274, BEG N 0 DEG 17 MIN 5 SECONDS E 114.75 FT, N 66 DEG 41 MIN W 384.61 FT & N 0 DEG 17 1/2
Legal Range16E
Legal Township02N
Legal Section04
Legal SubdivisionSUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number1272
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group3
Census Block3000
Census Tract646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9213 STONE RD, CLAY, MI 48001-4434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE
Aug 7, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9213 STONE RD, CLAY, MI 48001-4434
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051130557
DateOct 28, 2019
Book Page5113/557
Instrument2019022571
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9213 STONE RD, CLAY, MI 48001-4434
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9213 STONE RD, CLAY, MI 48001-4434

Mortgage

Document Number0052230768
DateAug 7, 2020
Book Page5223/768
Instrument2020018677
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,400 (+3.3%)$212,800 (+3.3%)
2025$2,320.00 (+2.25%) Homeowner's exemption$103,000 (+11.96%)
2024$2,269.00 (+8.36%)$206,000 (+11.96%)
2023$92,000
2022$2,094.00$184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims12 (1985–1995)
Claims Outside the SFHA10 of 12
Most Recent ClaimAug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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