St. Clair County property record for 9171 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,454 sqft · built 1991 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Oct 2008) |
| Tax Bill | $3,975 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Dec 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0004-400 |
| Primary APN | 74-14-541-0004-400 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,454 sqft Living Area |
| 1st Floor Area | 1,454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 954 ft deep x 228 ft wide |
| Garage Area | 1,269 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9171 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 1276 SUPERVISOR ROY T GILBERT'S PLAT NO. 17 |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #17 |
| Legal Lot Number | 1276 |
| Legal Unit | 1276 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9171 STONE RD, CLAY, MI 48001-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE |
| Dec 20, 2017 | Quit Claim Deed, Transfer BELL TITLE AGENCY |
| Sep 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2008 · Amount on Record |
| Deed Sale | Oct 16, 2008 · Amount on Record |
| Deed Document Number | 200824109 |
| Deed Book / Page | 3885 / 401 |
| Last Transfer Date | Dec 11, 2017 |
| Transfer Doc | 2017029873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9171 STONE RD, CLAY, MI 48001-4432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9171 STONE RD, CLAY, MI 48001-4432 |
| Document Number | 0005493314 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 5493/314 |
| Instrument | 2022005059 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 20, 2017 |
| Property Address | 9171 STONE RD, CLAY, MI 48001-4432 |
| Document Number | 0049010553 |
| Book / Page | 004901 / 000553 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | BELL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9171 STONE RD CLAY MI 480014432, CLAY, MI 48001-4432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 7, 2017 |
| Property Address | 9171 STONE RD, CLAY, MI 48001-4432 |
| Document Number | 0048660430 |
| Book / Page | 004866 / 000430 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | STERLING TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9171 STONE RD CLAY MI 480014432, CLAY, MI 48001-4432 |
| Document Number | 48660432 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 004866/000432 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220-1774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,500 (+3.93%) | $333,000 (+3.93%) | |
| 2025 | $3,975.00 (+2.26%) Homeowner's exemption | $160,200 (+19.46%) | |
| 2024 | $3,887.00 (+8.73%) | $320,400 (+19.46%) | |
| 2023 | $134,100 | ||
| 2022 | $3,575.00 | $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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