St. Clair County property record for 9191 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,622 sqft · built 2018 |
| Lot Size | 5.57 acres (243,065 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,715 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0004-000 |
| Primary APN | 74-14-541-0004-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,622 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 243,065 sqft (5.57 acres) |
| Lot Depth | 1,105 ft Depth |
| Garage Area | 1,090 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74145410004000 |
|---|---|
| Street Address | 9191 STONE RD |
| City | CLAY |
| State | MI |
| Zip | 48001-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 1275 SUPERVIOSR ROY T GILBERT'S PLAT NO. 17 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 17-CLAY |
| Legal Lot Number | 1275 |
| Legal Unit | 1275 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9191 STONE RD, CLAY, MI 48001-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL MORTGAGE |
| May 21, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| May 23, 2018 | Warranty Deed, Transfer PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 23, 2018 |
| Transfer Doc | 0049480519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9191 STONE RD, CLAY, MI 48001-4432 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 9191 STONE RD, CLAY, MI 48001-4432 |
| Document Number | 0005461648 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5461/648 |
| Instrument | 2021034622 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9191 STONE RD, CLAY, MI 48001-4432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HURON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050230240 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 5023/240 |
| Instrument | 2019000683 |
| Name | MUTUAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9191 STONE RD, CLAY, MI 48001-4432 |
| Document Number | 0050610059 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9191 STONE RD CLAY MI 480014432, CLAY, MI 48001-4432 |
| Document Number | 0050610059 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 005061/000059 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 23, 2018 |
| Property Address | 9191 STONE RD, CLAY, MI 48001-4432 |
| Document Number | 0049480519 |
| Book / Page | 004948 / 000519 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1819 WASHINGTON ST ALGONAC MI 480011042, ALGONAC, MI 48001-1042 |
| Document Number | 49480520 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 004948/000520 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,700 (+22.41%) | ||
| 2024 | $4,715.00 (+8.79%) | $395,400 (+22.41%) | |
| 2023 | $161,500 | ||
| 2022 | $4,334.00 | $323,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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