9298 Stone Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9298 Stone Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,854 sqft · built 2007
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Aug 2021)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0094-050`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0094-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,854 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	323 ft deep x 116 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9298 STONE RD
City	CLAY
State	MI
Zip	48001-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 356 FT MEAS ALG N LINE OF N 116 FT OF LOT 1299 SUPERVISOR ROY T GILBERT'S PLAT NO. 17
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1299
Legal Unit	1299
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9298 STONE RD, CLAY, MI 48001-4447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 28, 2021	Quit Claim Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 18, 2021	Warranty Deed, Transfer CHIRCO TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	202123362
Deed Book / Page	5408 / 84
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	5399767
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2021
Property Address	9298 STONE RD, CLAY, MI 48001-4447
Document Number	540884
Book / Page	5408 / 84
Map Reference	LB 50 PG 32
Instrument Date	Jun 23, 2021
Instrument	2021023362
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	CHIRCO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9298 STONE RD, CLAY, MI 48001-4447

Mortgage

Document Number	0005399768
Date	Jul 28, 2021
Book Page	5399/768
Instrument	2021021791

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 28, 2021
Property Address	9298 STONE RD, CLAY, MI 48001-4447
Document Number	5399767
Book / Page	5399 / 767
Map Reference	LB 50 PG 32
Instrument Date	Feb 1, 2021
Instrument	2021021790
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27085 GRATIOT AVE STE 105, 27085, ROSEVILLE, MI 48066-2984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27085 GRATIOT AVE STE 105, 105, ROSEVILLE, MI 48066-2984
Investor	Possibly a Property Investor

Mortgage

Document Number	5399768
Date	Jul 28, 2021
Book Page	5399/768
Instrument	2021021791

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 18, 2021
Property Address	9298 STONE RD, CLAY, MI 48001-4447
Document Number	0005336821
Book / Page	5336 / 821
Map Reference	LB 50 PG 32
Instrument Date	Dec 21, 2020
Instrument	2021007904
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CHIRCO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43073 HYDE PARK DR, 43073, STERLING HEIGHTS, MI 48313-1936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27085 GRATIOT AVE STE 105, 105, ROSEVILLE, MI 48066-2984

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,600 (+6.83%)	$369,200 (+6.83%)
2025	$5,005.00 (+2.29%) Homeowner's exemption	$172,800 (+19.58%)
2024	$4,893.00 (+8.81%)		$345,600 (+19.58%)
2023		$144,500
2022	$4,497.00		$289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Stone Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures