Berrien County property record for 921 Wayne St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,794 sqft · built 1900 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,000 (Sep 2008) |
| Tax Bill | $3,298 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-5030-0023-00-8 |
| Primary APN | 76-5030-0023-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 788 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 921 WAYNE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | LOT 23 MORRISON'S ADD TO CITY OF ST JOSEPH & THE NELY 15' OF LOT 24 SD ADD WHOSE SWLY BDY IS PAR TO NELY BDY OF SD LOT 24 |
| Legal Subdivision | MORRISONS ADD |
| Legal Lot Number | 23-24 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 802 |
Source: Berrien County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 921 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2008 · Amount on Record |
| Deed Sale | Sep 9, 2008 · Amount on Record |
| Prior Sale | Jan 19, 1978 · Amount on Record |
| Deed Book / Page | 2857 / 1767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 921 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03243/1883 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 3243/1883 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 921 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 921 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 03409/4081 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 3409/4081 |
| Instrument | 2023386740 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 12, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,600 (+22.7%) | $283,200 (+22.7%) | |
| 2025 | $3,298.00 (+11.95%) | ||
| 2023 | $115,400 | $230,800 | |
| 2022 | $2,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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