Berrien County property record for 908 Wayne St, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,365 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2025) |
| Tax Bill | $5,060.00 (2025) |
Source: Berrien County records · APN 76-3160-0064-00-3
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 908 WAYNE ST, SAINT JOSEPH, MI 49085-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 08, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Oct 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 21, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2021 · Amount on Record |
| Deed Doc Number | 2025442596 |
| Deed Book / Page | 3460 / 3294 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 908 WAYNE ST, SAINT JOSEPH, MI 49085-1446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 03162/3028 |
|---|---|
| Date | Feb 08, 2017 |
| Book Page | 3162/3028 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Sep 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 25, 2025 |
| Property Address | 908 WAYNE ST, SAINT JOSEPH, MI 49085-1446 |
| Document Number | 03460/3294 |
| Book / Page | 3460 / 3294 |
| Map Reference | LB 1 PG 602 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025442596 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 908 WAYNE ST, SAINT JOSEPH, MI 49085-1446 |
| Name | Verified Name |
|---|---|
| Address | 415 LAWRENCE ST, ANN ARBOR, MI 48104-5544 |
| Document Number | 0034603298 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 3460/3298 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 13, 2021 |
| Property Address | 908 WAYNE ST, SAINT JOSEPH, MI 49085-1446 |
| Document Number | 03348/2414 |
| Book / Page | 3348 / 2414 |
| Map Reference | LB 1 PG 602 |
| Instrument Date | Oct 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 RIVERVIEW DR, GRAND JUNCTION, CO 81507-1414 |
| Name | Verified Name |
|---|---|
| Address | 908 WAYNE ST, SAINT JOSEPH, MI 49085-1446 |
| Document Number | 0033482416 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 3348/2416 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 21, 2019 |
| Property Address | 908 WAYNE ST, SAINT JOSEPH, MI 49085-1446 |
| Document Number | 03241/1129 |
| Book / Page | 3241 / 1129 |
| Map Reference | LB 1 PG 602 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,085.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 522 RIVERVIEW DR, GRAND JUNCTION, CO 81507-1414 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,300 (-11.61%) | $284,600 (-11.61%) | |
| 2025 | $5,060.00 (+2.45%) Homeowner's exemption | $161,000 | $322,000 |
| 2024 | $4,939.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 76-3160-0064-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,365 sqft Living Area |
| 1st Floor | 945 sqft 1st Floor |
| Basement Area | 900 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 908 WAYNE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1446 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 39 HOYT'S ADD TO CITY OF ST JOSEPH |
| Legal Subdivision | HOYTS ADD |
| Legal Block | 39 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ST. JOSEPH |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 802 |
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