Berrien County property record for 917 Wayne St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1900 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Company on Record |
| Last Sale | $179,900 (Aug 2017) |
| Tax Bill | $3,481 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-5030-0022-00-1 |
| Primary APN | 76-5030-0022-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 902 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 917 WAYNE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | LOT 22 MORRISON'S ADD TO CITY OF ST JOSEPH |
| Legal Subdivision | MORRISONS ADD |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 802 |
Source: Berrien County assessment roll, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit PURDUE FEDERAL CU |
| May 2, 2023 | Warranty Deed, Transfer |
| Aug 23, 2017 | Warranty Deed, Transfer QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on Record |
| Deed Sale | Aug 23, 2017 · Amount on Record |
| Prior Sale | May 1, 2012 · Amount on Record |
| Deed Book / Page | 3181 / 418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03183/2378 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 3183/2378 |
| Instrument | 3183-2378 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 191 Months |
| Due | Aug 3, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03414/2428 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 3414/2428 |
| Instrument | 2023391492 |
| Name | PURDUE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | WEST LAFAYETTE, IN 47906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Oct 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 2, 2023 |
| Property Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 03403/1106 |
| Book / Page | 3403 / 1106 |
| Map Reference | LB 2 PG 23 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023379847 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 23, 2017 |
| Property Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 03181/0418 |
| Book / Page | 3181 / 0418 |
| Map Reference | LB2 PG23 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 917 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 0031810420 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 3181/0420 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,900 (+21.86%) | $259,800 (+21.86%) | |
| 2025 | $3,481.00 (+11.97%) | ||
| 2023 | $106,600 | $213,200 | |
| 2022 | $3,109.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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