Berrien County property record for 923 Wayne St, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,044 sqft · built 1900 |
| Lot Size | 5.15 acres (224,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2024) |
| Tax Bill | $2,789 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0023-0067-05-6 |
| Primary APN | 76-0023-0067-05-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 376 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 224,552 sqft (5.15 acres) |
| Lot Dimensions | 400 ft deep x 300 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 923 WAYNE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF SEC 23 T4S R19W & THE WLY 16' OF LOT 18 MORRISON'S ADD TO THE CITY OF ST JOSEPH BEG 1070' W OF THE SE COR SEC 23 TH W |
| Legal Range | 19W |
| Legal Township | 04S |
| Legal Section | 23 |
| Legal Subdivision | MORRISONS ADD |
| Legal Lot Number | 18 |
| Legal Unit | 18,18 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 802 |
Source: Berrien County records · APN 76-0023-0067-05-6
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION |
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Apr 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Mar 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Dec 08, 2017 | Intrafamily Transfer, Transfer |
| Dec 08, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on Record |
| Deed Sale | Sep 24, 2024 · Amount on Record |
| Prior Sale | Mar 15, 2021 · Amount on Record |
| Deed Document Number | 2024414792 |
| Deed Book / Page | 3435 / 230 |
| Prior Transfer Date | Dec 01, 2017 |
| Prior Transfer Doc | 03191/2842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 19, 2026 |
| Property Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 0000461132 |
| Book / Page | 3477 / 3324 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026461132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 0000461132, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 3477/3324 |
| Instrument | 2026461132 |
| Name | HONOR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 12, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03328/2972 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 3328/2972 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1407 MANLEY CT, SAINT JOSEPH, MI 49085-1744 |
| Investor | Possibly a Property Investor |
| Document Number | 03370/1729 |
|---|---|
| Date | Apr 08, 2022 |
| Book Page | 3370/1729 |
| Instrument | 2022350003 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 15, 2021 |
| Property Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 03317/3230 |
| Book / Page | 3317 / 3230 |
| Instrument Date | Mar 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2211 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632 |
| Name | Verified Name |
|---|---|
| Address | 1407 MANLEY CT, SAINT JOSEPH, MI 49085-1744 |
| Investor | Possibly a Property Investor |
| Document Number | 0033173234 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 3317/3234 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 08, 2017 |
| Property Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 03191/2842 |
| Book / Page | 3191 / 2842 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 3191-2842 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2211 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632 |
| Name | Verified Name |
|---|---|
| Address | 2211 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 08, 2017 |
| Property Address | 923 WAYNE ST, SAINT JOSEPH, MI 49085-1445 |
| Document Number | 03191/2844 |
| Book / Page | 3191 / 2844 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 3191-2844 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2211 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632 |
| Name | Verified Name |
|---|---|
| Address | 2211 MOCCASIN PATH, SAINT JOSEPH, MI 49085-9632 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,600 (+12.17%) | $197,200 (+12.17%) | |
| 2025 | $2,789.00 (-24.62%) Homeowner's exemption | $87,900 (+27.21%) | $175,800 (+27.21%) |
| 2024 | $3,700.00 (+9.56%) | ||
| 2023 | $69,100 | $138,200 | |
| 2022 | $3,377.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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