921 State St, Osage, IA 50461 Property Records

Mitchell County property record for 921 State St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,854 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jul 2026)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`1025103012`

Property Details

APN / Parcel Number

Primary APN	`1025103012`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Basement Area	1,854 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	921 STATE ST
City	OSAGE
State	IA
Zip	50461-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 154
Legal Subdivision	CITY OF OSAGE
Legal Block	154
Legal Lot Number	10
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1020
Census Tract	560300

Owner

921 State St is owned and occupied by an individual who bought it in July 2026.

Source: Mitchell County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	921 STATE ST, OSAGE, IA 50461-1550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CUSB BANK
Jun 26, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Deed Document Number	20261187
Prior Transfer Date	Jun 23, 2025
Prior Transfer Doc	002025/879
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jul 17, 2026
Property Address	921 STATE ST, OSAGE, IA 50461-1550
Document Number	0000001187
Instrument Date	Jul 6, 2026
Instrument	20261187
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,127.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 STATE ST, OSAGE, IA 50461-1550

Mortgage

Document Number	0000001188,
Date	Jul 17, 2026
Instrument	20261188

Lender

Name	CUSB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jun 26, 2025
Property Address	921 STATE ST, OSAGE, IA 50461-1550
Document Number	002025/883
Book / Page	2025 / 883
Instrument Date	Jun 23, 2025
Instrument	2025 883
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 KIRKWOOD AVE, OSAGE, IA 50461-8345

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 921 State St was $3,194 with a homeowner's exemption, up 0.5% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 (+0.5%) Homeowner's exemption	$236,120 Land $11,550 Building $224,570	$236,120 Land $11,550 Building $224,570
2024	$3,178.00
2023		$223,540 (+32.44%) Land $11,550 Building $211,990	$223,540 Land $11,550 Building $211,990
2022	$2,956.00 Homeowner's exemption	$168,780 Land $11,550 Building $157,230
2021			$168,780 Land $11,550 Building $157,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 921 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 921 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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