920 State St, Osage, IA 50461 Property Records

Mitchell County property record for 920 State St, Osage, IA 50461

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 2,930 sqft · built 2006
Lot Size0.321 acres (13,992 sqft)
Owner2 Individual Names on Record
Last Sale$17,000 (Aug 2005)
Tax Bill$7,526 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1025106011

Property Details

APN / Parcel Number

Primary APN1025106011

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,930 sqft Living Area
1st Floor Area2,606 sqft
Basement Area2,606 sqft
Finished Basement2,050 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,992 sqft (0.321 acres)
Lot Dimensions132 ft deep x 106 ft wide
Garage TypeMixed
Garage Area1,229 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area72 sqft
Deck Area267 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address920 STATE ST
CityOSAGE
StateIA
Zip50461-1551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 40' LOT 3 & ALL LOT 4 BLK 171
Legal Block171
Legal Lot Number3,4
JurisdictionMITCHELL IA
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1021
Census Tract560300

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address920 STATE ST, OSAGE, IA 50461-1551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2005 · Amount on Record
Deed SaleAug 2, 2005 · Amount on Record
Deed Document Number20051425
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL IA
Property Address920 STATE ST, OSAGE, IA 50461-1551
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/1768
DateSep 3, 2020
Book Page2020/1768
Instrument2020 1768
Lender
NameCUSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMitchell County
MunicipalityOsage City
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,526.00 (+1.59%) Homeowner's exemption$494,930 (+6.61%) Land $18,550 Building $476,380$494,930 (+6.61%) Land $18,550 Building $476,380
2024$7,408.00 (+10.11%)
2023$464,250 (+26.01%) Land $18,550 Building $445,700$464,250 (+26.01%) Land $18,550 Building $445,700
2022$6,728.00 Homeowner's exemption$368,420 Land $18,550 Building $349,870
2021$368,420 Land $18,550 Building $349,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSAGE MUNICIPAL WATER SUPPLY
serves 3,637 people · EPA ID IA6663001
Water SourceGroundwater
Last State InspectionJun 2024
Lead11 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Osage Municipal Utilities
Cable
500 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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