927 State St, Osage, IA 50461 Property Records

Mitchell County property record for 927 State St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,635 sqft · built 1938
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2022)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1025103013`

Property Details

APN / Parcel Number

Primary APN	`1025103013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,000 sqft
Attic	Attic
Attic Area	550 sqft
Basement Area	1,085 sqft
Finished Basement	100 sqft
Unfinished Basement	1,085 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	927 STATE ST
City	OSAGE
State	IA
Zip	50461-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 154
Legal Subdivision	CITY OF OSAGE
Legal Block	154
Legal Lot Number	11
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1020
Census Tract	560300

Owner

927 State St is owned and occupied by an individual who bought it in July 2022.

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	927 STATE ST, OSAGE, IA 50461-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage LUANNA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Apr 8, 2009 · Amount on File
Deed Document Number	20221362
Deed Book / Page	2022 / 1362
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	927 STATE ST, OSAGE, IA 50461-1550
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1364
Date	Jul 27, 2022
Book Page	2022/1364
Instrument	2022 1364

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jul 27, 2022
Property Address	927 STATE ST, OSAGE, IA 50461-1550
Document Number	02022/1362
Book / Page	2022 / 1362
Instrument Date	Jul 10, 2022
Instrument	2022 1362
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 STATE ST, OSAGE, IA 50461-1550

Mortgage

Document Number	02022/1363
Date	Jul 27, 2022
Book Page	2022/1363
Instrument	2022 1363

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 927 State St was $2,274 with a homeowner's exemption, up 1.9% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (+1.88%) Homeowner's exemption	$154,420 Land $11,550 Building $142,870	$154,420 Land $11,550 Building $142,870
2024	$2,232.00
2023		$144,480 (+58.46%) Land $11,550 Building $132,930	$144,480 Land $11,550 Building $132,930
2022	$1,722.00	$91,180 Land $11,550 Building $79,630
2021			$91,180 Land $11,550 Building $79,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 927 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 927 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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