908 State St, Osage, IA 50461 Property Records

Mitchell County property record for 908 State St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,202 sqft · built 1939
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Oct 2014)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1025106002`

Property Details

APN / Parcel Number

Primary APN	`1025106002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	908 STATE ST
City	OSAGE
State	IA
Zip	50461-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 171
Legal Subdivision	CITY OF OSAGE
Legal Block	171
Legal Lot Number	5
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1021
Census Tract	560300

Owner

Source: Mitchell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 STATE ST, OSAGE, IA 50461-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME TRUST & SAVINGS BANK
Apr 8, 2024	Divorce Transfer, Transfer
Feb 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Deed Document Number	20141795
Deed Book / Page	2014 / 1795
Last Transfer Date	Feb 27, 2024
Transfer Doc	002024/531
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	908 STATE ST, OSAGE, IA 50461-1551
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002020/662
Date	Apr 15, 2020
Book Page	2020/662
Instrument	2020 0662

Lender

Name	HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2024: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	MITCHELL IA
Recording Date	Apr 8, 2024
Property Address	908 STATE ST, OSAGE, IA 50461-1551
Document Number	002024/531
Book / Page	2024 / 531
Instrument Date	Feb 27, 2024
Instrument	2024 531
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 STATE ST, OSAGE, IA 50461-1551

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Feb 1, 2021
Property Address	908 STATE ST, OSAGE, IA 50461-1551
Document Number	002021/248
Book / Page	2021 / 248
Instrument Date	Jan 29, 2021
Instrument	2021 248
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Tax	$117.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	908 STATE ST, OSAGE, IA 50461-1551

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00	$218,480 (+7.11%) Land $11,550 Building $206,930	$218,480 (+7.11%) Land $11,550 Building $206,930
2024	$3,917.00 (+31.09%)
2023		$203,980 (+28.93%) Land $11,550 Building $192,430	$203,980 (+28.93%) Land $11,550 Building $192,430
2022	$2,988.00	$158,210 Land $11,550 Building $146,660
2021			$158,210 Land $11,550 Building $146,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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