921 NW Terrace Rd, Stuart, FL 34994 Property Records

Martin County property record for 921 NW Terrace Rd, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,638 sqft · built 1961
Lot Size	0.618 acres (26,920 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Aug 1991)
Tax Bill	$12,829 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`32-37-41-002-000-0008.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-002-000-0008.0-0-0000`
Alternative APNs	`32-37-41-002-000-00080-0` `8482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	4,638 sqft Living Area
Gross Area	5,388 sqft
1st Floor Area	3,052 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,920 sqft (0.618 acres)
Lot Dimensions	100 ft deep x 115 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	576 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8482
Street Address	921 NW TERRACE RD
City	STUART
State	FL
Zip	34994-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOTS 8 & 9 BAHAMA TERRACE SECTION 2 (PB 4 PG 2) TOGETHER WITH A PIECE OF LAND AS FOLLOWS; COMMENCING AT A POINT IN THE SOUTH LIN E OF LOT 8 BEING 43.84 FT SOUTHWESTERLY OF THE MOST EASTERLY CORNER OF LOT 8 CONT SOUTHWESTERLY ALONG SOUTH LINE OF LOT 8
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	BAHAMA TERRACE
Legal Tract	8 9
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 357, STUART, FL 34995-0357
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Sep 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 1991 · Amount on Record
Deed Sale	Aug 26, 1991 · Amount on Record
Prior Sale	Oct 1, 1986 · Amount on Record
Deed Book / Page	921 / 820
Last Transfer Date	Sep 20, 2019
Transfer Doc	0030841434
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	921 NW TERRACE RD, STUART, FL 34994-8928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029831928
Date	Apr 2, 2018
Book Page	02983/1928
Instrument	2686529

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 24, 2019
Property Address	921 NW TERRACE RD, STUART, FL 34994-8928
Document Number	0030841434
Book / Page	003084 / 001434
Instrument Date	Sep 20, 2019
Instrument	2776326
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 357 STUART FL 349950357, STUART, FL 34995-0357

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	921 NW TERRACE RD, STUART, FL 34994-8928
Document Number	0030590255
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 NW TERRACE RD STUART FL 349948928, STUART, FL 34994-8928

Mortgage

Document Number	0030590255
Date	May 16, 2019
Book Page	003059/000255
Instrument	2754889

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2034

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	May 9, 2017
Property Address	921 NW TERRACE RD, STUART, FL 34994-8928
Document Number	0029232384
Book / Page	002923 / 002384
Instrument Date	May 8, 2017
Instrument	2634088
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 NW TERRACE RD STUART FL 349948928, STUART, FL 34994-8928

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,829.00 (-1.03%) Homeowner's exemption	$768,478 (+5.99%)	$1,774,920 (+5.42%) Land $1,366,200 Building $408,720
2024	$12,963.00 (+2.08%)
2023	$12,699.00 (+3.24%) Additional exemption filed	$725,069 (+3%)	$1,683,710 (+27.44%) Land $1,252,350 Building $431,360
2022	$12,300.00 Homeowner's exemption	$703,951	$1,321,130 Land $1,016,110 Building $305,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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