Martin County property record for 1009 NW Terrace Rd, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,394 sqft · built 2014 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Dec 2008) |
| Tax Bill | $13,847 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-37-41-002-000-0011.0-4-0000 |
| Primary APN | 32-37-41-002-000-0011.0-4-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,394 sqft Living Area |
| Gross Area | 4,932 sqft |
| 1st Floor Area | 2,043 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 961 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8484 |
|---|---|
| Street Address | 1009 NW TERRACE RD |
| City | STUART |
| State | FL |
| Zip | 34994-8930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BAHAMA TERRACE SEC 1 LOT 11 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 32 |
| Legal Subdivision | BAHAMA TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 300 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1009 NW TERRACE RD, STUART, FL 34994-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2008 · Amount on Record |
| Deed Sale | Dec 17, 2008 · Amount on Record |
| Prior Sale | May 4, 2006 · Amount on Record |
| Deed Document Number | 20082121000 |
| Deed Book / Page | 2364 / 1820 |
| Transfer Doc | 1158001324 |
| Record Updated | Oct 29, 2026 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,847.00 (-1.13%) Additional exemption filed | $817,650 (+5.99%) | $1,895,470 (-0.78%) Land $867,000 Building $1,028,470 |
| 2024 | $14,005.00 (+2.47%) | ||
| 2023 | $13,667.00 (+3.22%) Additional exemption filed | $771,464 (+3%) | $1,910,420 (+35.82%) Land $794,750 Building $1,115,670 |
| 2022 | $13,241.00 Homeowner's exemption | $748,995 | $1,406,600 Land $644,830 Building $761,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured incl. 10 condo units |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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